867 N.E.2d 121 (2004)
347 Ill. App. 3d 1113
ALLSTATE INS. CO.
No. 2-03-0583.
ALLSTATE INS. CO.
v.
ZAMORA.
No. 2-03-0583.
Appellate Court of Illinois, Second District.
April 28, 2004.Reversed.
Appellate Court of Illinois, Second District.
April 28, 2004.Reversed.