953 N.E.2d 90 (2007)
352 Ill. Dec. 154
AMERICAN UNION INS. CO.
No. 4-06-0881.
AMERICAN UNION INS. CO.
v.
SHEPARD.
No. 4-06-0881.
Appellate Court of Illinois, Fourth District.
December 28, 2007.Affirmed.
Appellate Court of Illinois, Fourth District.
December 28, 2007.Affirmed.