Smith v. Chase Manhattan Mortgage Corp.

United States Court of Appeals FOR THE EIGHTH CIRCUIT ___________ No. 06-1915 ___________ Flora J. Moseley Smith, * * Appellant, * * Appeal from the United States v. * District Court for the Western * District of Arkansas. Chase Manhattan Mortgage * Corporation, * [UNPUBLISHED] * Appellee. * ___________ Submitted: March 12, 2007 Filed: March 22, 2007 ___________ Before RILEY, BOWMAN, and ARNOLD, Circuit Judges. ___________ PER CURIAM. Plaintiff below claimed that a mortgage lender violated the Real Estate Settlement Procedure Act (RESPA), 12 U.S.C. § 2605(e)(2)(c)(i), by charging her a $5.00 fee for faxing her a payoff statement when she requested it. The district court1 granted summary judgment to the lender and plaintiff appealed. This case is controlled by Watt v. GMAC Mortgage Corp., 457 F.3d 781 (8th Cir. 2006), and 1 The Honorable Harry F. Barnes, United States District Judge for the Western District of Arkansas. Curran v. Washington Mut. Bank, 471 F.3d 857 (8th Cir. 2006) (per curiam), where we rejected an identical claim, and we therefore reject the claim here. We decline to address plaintiff's claim that even if a lender can charge fees in the present circumstances, such fees must be reasonable, because the claim was raised on appeal for the first time. See Watt, 457 F.3d at 784. Affirmed. ______________________________ -2-