Opinion issued July 10, 2014.
In The
Court of Appeals
For The
First District of Texas
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NO. 01-13-00359-CV
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THOMAS GARCIA, Appellant
V.
AMERICAN HOME MORTGAGE SERVICING, INC., Appellee
On Appeal from the 212th District Court
Galveston County, Texas
Trial Court Case No. 11-CV-2072
MEMORANDUM OPINION
Appellant Thomas Garcia appeals from a no-evidence summary judgment
dismissing his quiet-title claim and declaratory-judgment action against appellee
American Home Mortgage Servicing, Inc. He argues that the trial court should not
have granted summary judgment because the motion did not specifically identify
the elements of Garcia’s causes of action for which American claimed there was no
evidence. Because we conclude that the no-evidence motion sufficiently identified
the elements it challenged, we affirm.
Background
Thomas Garcia’s wife, Kathryn Kasselman, signed a note in favor of
American Home Mortgage Servicing to borrow money to buy a house. As security
for the note, Kasselman and Garcia gave a deed of trust to a named trustee for the
benefit of American’s nominee. American later assigned the note with an
indorsement in blank to The Bank of New York, which in turn executed a servicing
agreement and limited power of attorney, giving American the right to collect loan
payments and to foreclose on the house.
Garcia sued American, alleging that it had “been paid” and therefore had no
“interest” in the property. Accordingly, Garcia claimed that the deed of trust was a
cloud on his title. In his original petition, he raised numerous causes of action, on
various contract, negligence, statutory, and equitable theories.
American responded by filing a combined traditional and no-evidence
motion for summary judgment. Without expressly correlating the argument to
specific elements of particular claims, the no-evidence portion of the motion stated,
in relevant part:
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Defendant shows the Court that, after adequate time for
discovery, there is no evidence proving one or more essential
elements of Plaintiffs claims. Specifically:
a. There is no evidence that the Note and/or Deed of Trust
are invalid.
b. There is no evidence that the Deed of Trust is a cloud on
Plaintiff’s title.
c. There is no evidence that Defendant is not authorized to
collect payments on the Loan on behalf of the Note
Holder.
d. There is no evidence that Defendant is not authorized to
administer a foreclosure on behalf of a valid mortgagee.
e. There is no evidence that the Note and Deed of Trust
have been separated.
....
n. There is no evidence that Defendant breached a contract
with Plaintiff.
o. There is no evidence that Plaintiff sustained damages as a
result of Defendant’s actions.
....
In response, Garcia amended his petition to allege only a cloud on his title
and a claim for declaratory judgment. Accordingly, the other causes of action
previously asserted in the original petition were nonsuited. The declaratory-
judgment portion of the amended petition asked the trial court “to find and declare
that the deed of trust and Note under which defendant claims interest is invalid and
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or not enforceable by defendant.” The amended petition further explained that
“there is nothing to demonstrate that defendant has any interest in the Note”
because American lacked “authority to collect the payments based on the Note and
Deed of Trust” and because “there is no evidence that comports with Texas law
that shows who or what is the actual holder and owner of the Note thus rendering
the Note and Deed of Trust unenforceable.”
On the same day, Garcia separately filed a response to American’s motion
for summary judgment in which he argued that the no-evidence portion of the
motion was defective for failure to specifically identify the elements of his causes
of action lacking evidentiary support.
After a hearing, the trial court granted the no-evidence summary judgment
but denied the traditional motion for summary judgment. Garcia filed a motion for
new trial, which was overruled by operation of law. He then timely filed a notice of
appeal.
Analysis
Garcia argues that American’s no-evidence motion was defective because it
failed to identify specific elements of his causes of action. This was the sole
argument presented to the trial court in response to the no-evidence motion. We
review a no-evidence summary judgment de novo. Joe v. Two Thirty Nine Joint
Venture, 145 S.W.3d 150, 156–57 (Tex. 2004).
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The Rules of Civil Procedure provide, “After adequate time for discovery, a
party without presenting summary judgment evidence may move for summary
judgment on the ground that there is no evidence of one or more essential elements
of a claim or defense on which an adverse party would have the burden of proof at
trial.” TEX. R. CIV. P. 166a(i). “The motion must state the elements as to which
there is no evidence.” Id. A no-evidence motion “must be specific in challenging
the evidentiary support for an element of a claim or defense; paragraph (i) does not
authorize conclusory motions or general no-evidence challenges to an opponent’s
case.” Timpte Indus., Inc. v. Gish, 286 S.W.3d 306, 310 (Tex. 2009) (quoting TEX.
R. CIV. P. 166a cmt.—1997). “The underlying purpose of this requirement ‘is to
provide the opposing party with adequate information for opposing the motion, and
to define the issues for the purpose of summary judgment.’” Id. at 311 (quoting
Westchester Fire Ins. Co. v. Alvarez, 576 S.W.2d 771, 772 (Tex. 1978)). The
purpose is analogous to that of the “fair notice” requirement applicable to petitions
and answers. Id. (citing TEX. R. CIV. P. 45(b), 47(a)).
The amended petition contained only two causes of action: quiet title and
declaratory judgment.
I. Quiet-title claim
“In a suit to remove a cloud from his title . . . . the plaintiff must prove, as a
matter of law, right, title, or ownership in himself with sufficient certainty to
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enable the court to see that he has a right of ownership and that the alleged adverse
claim is a cloud on the title that equity will remove.” Hahn v. Love, 321 S.W.3d
517, 531 (Tex. App.—Houston [1st Dist.] 2009, pet. denied). “Any deed, contract,
judgment or other instrument not void on its face that purports to convey an
interest in or make any charge upon the land of a true owner, the invalidity of
which would require proof, is a cloud upon the legal title of the owner.” Id. Thus a
quiet-title claim has at least two elements: the plaintiff must show that he has a
right of ownership and that an adverse claim is a cloud on his title. See id.
American’s no-evidence motion asserted, “There is no evidence that the
Deed of Trust is a cloud on Plaintiff’s title.” Moreover, the motion also asserted,
“There is no evidence that the Note and/or Deed of Trust are invalid.” These
arguments specifically challenged the second element of the quiet-title claim,
which was premised upon the alleged invalidity of the note and deed of trust.
Since American’s no-evidence motion identified, with particularity, the
elements of Garcia’s quiet-title claim that it alleged lacked evidence, we conclude
that the motion was not fatally defective and required to be denied on that basis.
See TEX. R. CIV. P. 166a(i).
II. Declaratory judgment
In a declaratory-judgment action, “A person interested under a deed, will,
written contract, or other writings constituting a contract . . . may have determined
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any question of construction or validity arising under the instrument . . . and obtain
a declaration of rights, status, or other legal relations thereunder.” TEX. CIV. PRAC.
& REM. CODE ANN. § 37.004(a) (West 2008). A declaratory-judgment action is a
procedural vehicle that can be used to resolve a wide variety of legal disputes. As
relevant in this case, Garcia’s amended petition requested a finding and declaration
“that the deed of trust and Note under which defendant claims interest is invalid
and or not enforceable by defendant.”
American’s no-evidence motion asserted there was no evidence that
“the Note and/or Deed of Trust are invalid,” that it “is not authorized to collect
payments on the Loan on behalf of the Note Holder,” and that it “is not authorized
to administer a foreclosure on behalf of a valid mortgagee.” By asserting that there
was no evidence that either the note or the deed of trust was invalid, and by
asserting that there was no evidence that it was not authorized to collect payments
under the note or to foreclose on the deed of trust, American placed Garcia on fair
notice of its contention that there was no evidence that he was entitled to the
particular “declaration of rights, status, or other legal relations” that he sought. See
id. In the context of a declaratory-judgment action, this was sufficient to “state the
elements as to which there is no evidence.” See TEX. R. CIV. P. 166a(i).
Since American’s no-evidence motion specifically challenged the
availability of evidence to support the specific relief requested by way of
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declaratory judgment, we conclude that the motion was not fatally defective in this
regard. See id. Garcia’s issue challenging the procedural adequacy of the no-
evidence motion is therefore overruled.
Garcia also argues on appeal that summary judgment should not have been
granted because his affidavit, attached to his amended petition, raised an issue of
material fact. However, Garcia’s response filed in the trial court did not identify
this or any other record evidence that raised issues of material fact. See TEX. R.
CIV. P. 166a(i); Speck v. First Evangelical Lutheran Church of Hous., 235 S.W.3d
811, 816 (Tex. App.—Houston [1st Dist.] 2007, no pet.) (“A party must expressly
and specifically identify the supporting evidence on file that it seeks the trial court
to consider in a summary judgment motion or a response to a summary judgment
motion.”). Although Garcia attached his affidavit to his amended petition,
affidavits attached to pleadings but not attached to a response are not considered
summary judgment evidence. See Speck, 235 S.W.3d at 816. Garcia’s issue
challenging the existence of summary-judgment evidence to raise an issue of
material fact is therefore overruled.
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Conclusion
We affirm the judgment of the trial court.
Michael Massengale
Justice
Panel consists of Justices Jennings, Bland, and Massengale.
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