Flores v. Millennium Interests

United States Court of Appeals Fifth Circuit F I L E D In the November 5, 2004 United States Court of Appeals Charles R. Fulbruge III for the Fifth Circuit Clerk _______________ m 03-21002 _______________ ARTURO FLORES, Plaintiff-Appellant, VERSUS MILLENNIUM INTERESTS , LTD., ET AL., DEFENDANTS, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. *************** PEDRO FLORES AND MARIBEL FLORES, Plaintiffs-Appellants, VERSUS MILLENNIUM INTERESTS, LTD., ET AL., Defendants, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. *************** ALEJANDRO VERGARA AND JOAQUINA VERGARA, Plaintiffs-Appellants, VERSUS MILLENNIUM INTERESTS, LTD., ET AL., Defendants, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. *************** _______________ m 03-21003 _______________ ARTURO FLORES, Plaintiff-Appellant, VERSUS MILLENNIUM INTERESTS , LTD., ET AL., DEFENDANTS, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. *************** 2 PEDRO FLORES AND MARIBEL FLORES, Plaintiffs-Appellants, VERSUS MILLENNIUM INTERESTS, LTD., ET AL., Defendants, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. *************** ALEJANDRO VERGARA, ET AL., Plaintiffs, ALEJANDRO VERGARA, Plaintiff-Appellant, VERSUS MILLENNIUM INTERESTS, LTD., ET AL., Defendants, MILLENNIUM INTERESTS, LTD., Defendant-Appellee. 3 _________________________ Appeals from the United States District Court for the Southern District of Texas _________________________ Before SMITH, WIENER, and PICKERING, (“Millennium”), develops residential subdivi- Circuit Judges. sions in the Houston area, financing most of its sales using contracts for deeds. The plaintiffs PER CURIAM: are from three families who purchased houses from Millennium under contracts for deeds. This case, in which federal jurisdiction is grounded in diversity of citizenship, raises In July 2000, Millennium retained Concord important issues of Texas law that the Texas Servicing Corp. (“Concord”) to perform ac- courts have not resolved. Accordingly, we counting and reporting services for the con- certify the unresolved questions to the Su- tracts. Concord provided two annual state- preme Court of Texas. ments to each of Millennium’s customers, an Annual Interest Statement and an Escrow An- CERTIFICATION FROM THE alysis. In 2002 and 2003, Concord transmitted UNITED STATES COURT OF AP- to plaintiffs these annual statements for calen- PEALS FOR THE FIFTH CIRCUIT dar years 2001 and 2002, respectively. TO THE SUPREME COURT OF TEXAS, PURSUANT TO TEXAS In 2001, the Texas Legislature renumbered CONSTITUTION ART. 5, § 3-c, AND and revised Texas Property Code § 5.077. RULE 58 OF THE TEXAS RULES OF Effective September 1, 2001, § 5.077(a) re- APPELLATE PROCEDURE. quires a seller of an executory contract to pro- vide annual statements to its purchaser, and TO THE SUPREME COURT OF TEXAS § 5.077(b) lists seven items that must be AND HONORABLE JUSTICES THEREOF: included in each such statement. Of the seven items, two were not included in the statements I. Style of the Case that Concord issued to plaintiffs: § 5.077- (b)(1), the “amount paid under the contract,” The style of the case in which certification and § 5.077(b)(3), the “number of payments is made is Flores v. Millennium Interests, Ltd., remaining under the contract.” Case No. 03-21002, in the United States Court of Appeals for the Fifth Circuit, on appeal Subsection (c) of § 5.077 contains a penalty from the United States District Court for the provision for a seller’s failure “to comply with Southern District of Texas. Subsection (a).” It makes the seller liable to the purchaser for “(1) liquidated damages in II. Statement of the Case the amount of $250 a day for each day after January 31 that the seller fails to provide the The defendant, Millennium Interests, Ltd. purchaser with the statement; and (2) reason- 4 able attorney’s fees.” with § 41.003 of the Civil Practice and Reme- dies Code to recover “liquidated damages” Plaintiffs sued, asserting, inter alia, claims under § 5.077 of the Texas Property Code? against Millennium under § 5.077 and against Concord under the Federal Fair Debt Collec- IV. Questions Certified tion Practices Act. The district court entered summary judgment for Millennium on all 1. If a seller under a contract for deed claims. Plaintiffs appeal only in regard to the sends a purchaser a statement under § 5.077(a) adverse ruling on § 5.077. that omits any of the applicable information listed in § 5.077(b) of the Texas Property III. Legal Issues Code, specifically in the information required by § 5.077(b)(1) or (3), or both, is the seller The district court ruled that “[t]o claim liable to the purchaser for $250 per day liqui- damages for an incomplete statement, the pur- dated damages as set forth in § 5.077(c)? chaser must show an actual injury resulting from the omission,” and that “[b]ecause Mil- 2. If a seller under a contract for deed lennium’s omission resulted in no actual harm, sends a purchaser a statement that omits it is not liable for damages under the statute.” information required by §§ 5.077(b)(1) and The court further reasoned that a violation can (3), must the purchaser prove actual harm or stem only from the failure to send any injury to recover liquidated damages under the statement at all, and the statements in question statute? “were not so deficient that they constituted no statements at all.” Resolution of this case 3. In 2001, 2002, and 2003, did the statu- turns on the answers to the following torily defined “exemplary damages” in chapter questions: (1) Does the seller under a 41 of the Texas Civil Practice and Remedies contract for deed violate the statute if the Code encompass the statutorily defined “liqui- statement furnished to the purchaser does not dated damages” in § 5.077 of the Texas Prop- strictly comply with the statute, i.e., omits erty Code, so that to recover under § 5.077 of information required by the statute, or may the the Property Code a purchaser would have to seller satisfy the statute by substantial compli- comply with § 41.003 of the Civil Practice and ance, i.e., by furnishing a statement containing Remedies Code? less than all the required contents?; and (2) if the seller may satisfy the statute by substantial We disclaim any intention or desire that the compliance and does so, must the purchaser Supreme Court of Texas confine its reply to prove “actual harm” to recover statutory the precise form or scope of the questions damages from the seller? This case also raises certified. The answers provided by the Su- the question whether, in calendar years 2001 preme Court of Texas will determine the issues through 2003, “exemplary damages” as de- on appeal in this case. The record and copies fined in Chapter 41 of the Texas Civil Practice of the briefs are transmitted herewith. and Remedies Code included “liquidated damages” as defined in § 5.077 of the Texas QUESTIONS CERTIFIED. Property Code, making it necessary for a purchaser under a contract for deed to comply 5