Michael W. Schuetz and Jamie K. Schuetz v. Source One Mortgage Services Corporation Mortgage Electronic Registration Systems, Inc. Citimortgage, Inc. Barrett Daffin Frappier Turner & Engle Robert Ferguson, and Barbara Ferguson
TEXAS COURT OF APPEALS, THIRD DISTRICT, AT AUSTIN
NO. 03-15-00522-CV
Michael W. Schuetz and Jamie K. Schuetz, Appellants
v.
Source One Mortgage Services Corporation; Mortgage Electronic Registration Systems,
Inc.; CitiMortgage, Inc.; Barrett Daffin Frappier Turner & Engle;
Robert Ferguson, and Barbara Ferguson, Appellees
FROM THE DISTRICT COURT OF COMAL COUNTY, 274TH JUDICIAL DISTRICT
NO. C2013-1445C, HONORABLE DIB WALDRIP, JUDGE PRESIDING
MEMORANDUM OPINION
Michael and Jamie Schuetz filed suit against appellees, Source One Mortgage
Services Corporation, Mortgage Electronic Registration Systems, Inc. (MERS), CitiMortgage, Inc.,
Barrett Daffin Frappier Turner & Engle (Barrett Daffin), and Robert and Barbara Ferguson, asserting
a variety of claims arising from the nonjudicial foreclosure of residential property. The Schuetzes
appeal from a final summary judgment granted in favor of the appellees. For the reasons that follow,
we will affirm the trial court’s final order and judgment.
BACKGROUND
The Schuetzes purchased residential property located in Comal County in July 1998.
To finance the purchase, they signed a promissory note (the Note) payable to the lender, First
Guaranty Financial Corporation. Concurrently with their signing of the Note, the Schuetzes signed
a deed of trust that secured performance of the Note with the property. The deed of trust states that
“the covenants and agreements of this Security Instrument shall bind and benefit the successors and
assigns of Lender and Borrower.” That same day, First Guaranty assigned its interests in the Note
and in the deed of trust to Source One, and the Schuetzes acknowledged the assignment of the
mortgage servicing rights to Source One. Following a series of subsequent assignments, in 2009
CitiMortgage acquired all rights under the deed of trust.
The Schuetzes defaulted on the Note three times between 2002 and 2011, and were
provided loan modifications on each occasion. The Schuetzes defaulted a fourth time on the Note
in December 2011. In July 2012, CitiMortgage entered into a payment forbearance plan with the
Schuetzes, but the Schuetzes failed to make the required payments. In May 2013, Barrett Daffin,
acting as CitiMortgage’s attorneys, sent the Schuetzes a notice of acceleration and a notice of
substitute trustee’s sale. The Schuetzes did not pay the outstanding debt, and CitiMortgage foreclosed
on the property in June 2013. The property was purchased by the Fergusons.
The Schuetzes filed suit against CitiMortgage, MERS, Source Once, Barrett Daffin,
and the Fergusons. With respect to CitiMortgage, MERS, and the Fergusons, the Schuetzes
claimed that the foreclosure sale was void and that the substitute trustee’s deed should be set aside
because (1) CitiMortgage did not have the authority to initiate the foreclosure proceedings, and
(2) CitiMortgage failed to comply with a HUD regulation requiring that lenders have a face-to-face
meeting with borrowers at least 30 days prior to foreclosure. See 24 C.F.R. § 203.604(b), (c).
With respect to Barrett Daffin, the Schuetzes claimed that the firm’s attorneys violated the Texas
Deceptive Trade Practices Act (DTPA), see Tex. Bus. & Com. Code § 17.50, the Finance Code,
2
see Tex. Fin. Code §§ 392.301, .304 (prohibited debt-collection methods), and section 12.002 of the
Texas Civil Practice and Remedies Code, see Tex. Civ. Prac. & Rem. Code § 12.002 (liability
related to fraudulent court record or lien).
The Fergusons moved for summary judgment on grounds that there was no evidence
to support any of the claims against them. Subsequently, CitiMortgage and MERS, collectively,
filed a traditional motion for summary judgment and a no-evidence motion for summary judgment
on the Schuetzes’ claims. Finally, Barrett Daffin moved for summary judgment, citing both traditional
and no-evidence grounds. After the Schuetzes filed responses to the various motions, the trial court
granted the appellees’ respective motions for summary judgment, without specifying the grounds
upon which it was relying, and rendered final judgment that the Schuetzes take nothing on their
claims. The Schuetzes filed a motion for new trial, which was overruled by operation of law. This
appeal followed. In six issues, the Schuetzes challenge the trial court’s summary judgment in favor
of CitiMortgage, MERS, and Barrett Daffin.1
STANDARD OF REVIEW
We review the trial court’s rulings on motions for summary judgment de novo.
Valence Operating Co. v. Dorsett, 164 S.W.3d 656, 661 (Tex. 2005). A party seeking summary
judgment may combine in a single motion a request for summary judgment under the no-evidence
standard with a request under the traditional summary-judgment standard. Binur v. Jacobo, 135
1
The Schuetzes filed a motion for partial summary judgment on its claim that CitiMortgage
failed to conduct a face-to-face meeting prior to foreclosure, see 24 C.F.R. § 203.604(b), (c), and the
trial court denied the motion. On appeal, the Schuetzes do not challenge the denial of their motion
for partial summary judgment. The Schuetzes also do not challenge the trial court’s grant of
summary judgment in favor of the Fergusons.
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S.W.3d 646, 650 (Tex. 2004). When a party files both a traditional and no-evidence motion for
summary judgment and the order does not specify which motion was granted, we typically first
review the propriety of the summary judgment under the no-evidence standard. Merriman v. XTO
Energy, Inc., 407 S.W.3d 244, 248 (Tex. 2013). If we determine that the no-evidence summary
judgment was properly granted, we do not reach arguments under the traditional motion for summary
judgment. Id. However, in the interest of efficiency, we may review a summary judgment under the
traditional standard of Rule 166a(c) first, if the application of that standard would be dispositive.
Melendez v. Citimortgage, Inc., No. 03-14-00029-CV, 2015 WL 5781103, at *3 (Tex. App.—Austin
Oct. 2, 2015, pet. denied) (mem. op.); see also Tex. R. App. P. 47.1.
A no-evidence summary judgment is properly granted when “(a) there is a complete
absence of evidence of a vital fact, (b) the court is barred by rules of law or evidence from giving
weight to the only evidence offered to prove a vital fact, (c) the evidence offered to prove a vital fact
is no more than a mere scintilla, or (d) the evidence conclusively establishes the opposite of the vital
fact.” Merriman, 407 S.W.3d at 248 (quoting King Ranch, Inc. v. Chapman, 118 S.W.3d 742, 751
(Tex. 2003)). “Thus, a no-evidence summary judgment is improperly granted if the nonmovant
brings forth more than a scintilla of probative evidence to raise a genuine issue of material fact.”
King Ranch, 118 S.W.3d at 751. “More than a scintilla of evidence exists where the evidence,
as a whole, ‘rises to a level that would enable reasonable and fair-minded people to differ in their
conclusions.’” Haggar Clothing Co. v. Hernandez, 164 S.W.3d 386, 388 (Tex. 2005) (quoting
Burroughs Wellcome Co. v. Crye, 907 S.W.2d 497, 499 (Tex. 1995)).
A movant is entitled to traditional summary judgment if the movant demonstrates
that (1) there is no genuine issue as to any material fact and (2) the movant is entitled to judgment
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as a matter of law. Tex. R. Civ. P. 166a(c). A party moving for traditional summary judgment on
an opposing party’s claims must conclusively negate at least one element of each of the nonmovant’s
claims or conclusively establish each element of an affirmative defense. Science Spectrum, Inc. v.
Martinez, 941 S.W.2d 910, 911 (Tex. 1997). When the trial court does not specify the grounds for
granting the motion, as is the case here, we must uphold the judgment if any of the grounds asserted
in the motion and preserved for appellate review are meritorious. Provident Life & Accident Ins. Co.
v. Knott, 128 S.W.3d 211, 261 (Tex. 2003).
DISCUSSION
Summary judgment in favor of CitiMortgage and MERS
In their first and second issues, the Schuetzes assert that the trial court erred in
granting summary judgment on their claim that the foreclosure was void because CitiMortgage
failed to comply with a HUD regulation that requires a face-to-face meeting at least thirty days prior
to foreclosure.2 See 24 C.F.R. § 203.604(b)-(c). CitiMortgage and MERS do not dispute that a face-
to-face meeting prior to foreclosure did not occur. Instead, in their motion for summary judgment,
2
“The mortgagee must have a face-to-face interview with the mortgagor, or make a reasonable
effort to arrange such a meeting, before three full monthly installments due on the mortgage are
unpaid. If default occurs in a repayment plan arranged other than during a personal interview, the
mortgagee must have a face-to-face meeting with the mortgagor, or make a reasonable attempt to
arrange such a meeting within 30 days after such default and at least 30 days before foreclosure is
commenced . . . .” 24 C.F.R. § 203.604(b). A face-to-face meeting is not required if: (1) [t]he
mortgagor does not reside in the mortgaged property, (2) [t]he mortgaged property is not within 200
miles of the mortgagee, its servicer, or a branch office of either, (3) [t]he mortgagor has clearly
indicated that he will not cooperate in the interview, (4) [a] repayment plan consistent with the
mortgagor’s circumstances is entered into to bring the mortgagor’s account current thus making a
meeting unnecessary, and payments thereunder are current, or (5) [a] reasonable effort to arrange a
meeting is unsuccessful.” Id. § 203.604(c).
5
CitiMortgage and MERS assert that the Schuetzes’ attempt to unwind the foreclosure sale based
on a violation of the cited HUD regulation fails as a matter of law because the regulation does not
create a private right of action and that, even if it does, it does not apply here because CitiMortgage
meets an exception to the regulatory requirement. See id. at § 203.604(c)(2) (face-to-face meeting
not required if “the mortgaged property is not within 200 miles of the mortgagee, its servicer, or a
branch office of either”).
As numerous courts have observed, regulations promulgated by HUD under
the National Housing Act govern relations between the mortgagee and the federal government.
See Mitchell v. Chase Home Fin. LLC, No. 3:06-CV-2099-K, 2008 WL 623395, at *3 (N.D. Tex.
Mar. 4, 2008) (mem. op.) (citing cases); see also Lindsey v. JP Morgan Chase Bank Nat’l Ass’n,
No. 3:12-CV-4535-M-(BH), 2013 WL 2896897, at *7 (N.D. Tex. June 13, 2013) (order) (“With
respect to the National Housing Act . . . and the corresponding HUD regulations, courts in this
Circuit have found that their objective is not to provide mortgagors with a private remedy for a
mortgagee’s ‘failure to follow,’ but that they ‘deal only with the relations between the mortgagee
and the [federal] government.’”). Consequently, a mortgagor does not have a private right of action
for a mortgagee’s failure to comply with HUD regulations. Mitchell, 2008 WL 623395, at *3; see
also Klein v. Wells Fargo Bank, N.A., No. A-14-CA-861-SS, 2014 WL 5685113, at *6 (W.D. Tex.
Nov. 4, 2014) (order) (holding that there is no private cause of action based on failure to comply with
HUD regulation requiring face-to-face interview); Hornbuckle v. Countrywide Home Loans, Inc.,
No. 02-09-00330-CV, 2011 WL 1901975, at *5 (Tex. App.—Fort Worth May 19, 2011, no pet.)
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(mem. op).3 This is true even when HUD regulations are incorporated into a deed of trust.
Hornbuckle, 2011 WL 1901975, at *5 (concluding that appellant “has no private right of action
regarding any alleged failure by appellees to follow HUD regulations, even those incorporated in
the deed of trust”). To the extent that the Schuetzes base their claims against CitiMortgage and
MERS on alleged violations of HUD regulations, we conclude that the trial court did not err in
granting summary judgment.4 We overrule the Schuetzes’ first and second issues on appeal.
In their third issue, the Schuetzes assert that the trial court erred in granting summary
judgment on their claim that the foreclosure was void because CitiMortgage failed to establish as
a matter of law that it had the authority to foreclose on the property. Specifically, the Shuetzes
contend that the summary-judgment record “reveal[s] a nine-year gap in the chain of title” that
rendered the foreclosure improper.
In support of their motion for summary judgment, CitiMortgage and MERS included
copies of the following documents:
3
Although not binding on this court, federal authority is particularly persuasive here, “as
much home mortgage litigation in Texas is being tried in the federal courts.” Robeson v. Mortgage
Elec. Registration Sys., Inc., No. 02-10-00227-CV, 2012 WL 42965, at *4 n.4 (Tex. App.—Fort
Worth, Jan. 5, 2012, pet. denied) (mem. op.).
4
In their second issue on appeal, the Schuetzes claim that the trial court erred in granting
summary judgment on their claim that CitiMortgage failed to comply with HUD’s requirement for
a pre-foreclosure meeting because CitiMortgage and MERS failed to conclusively establish that
CitiMortgage falls within an exception to the regulation. See 24 C.F.R. § 203.604(c)(2). Because
we affirm the trial court’s summary judgment on the ground that the Schuetzes do not have a private
right of action for the asserted regulatory violation, we need not decide this issue. See Provident Life
& Accident Ins. Co. v. Knott, 128 S.W.3d 211, 261 (Tex. 2003) (when trial court order does not
specify the grounds for summary judgment, appellate court must affirm summary judgment if any
theories preserved for appeal are meritorious); see also Tex. R. App. P. 47.1.
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(1) the Note, signed by the Schuetzes as borrowers and dated July 23, 1998. The
Note is payable to First Guaranty, and endorsed by First Guaranty to Source
One;
(2) the deed of trust signed by the Schuetzes, dated July 24, 1998, identifying the
Note and naming First Guaranty as the beneficiary;
(3) an assignment, signed by First Guaranty on July 23, 1998, in which First
Guaranty “transfers, assigns, grants and conveys unto Source One Mortgage
Services Corporation the [Schuetzes’ Note], together with all liens and any
superior title”;
(4) the “Notice of Assignment, Sale or Transfer of Serving Rights” from First
Guaranty to Source One, effective July 23, 1998. The Notice informs the
Schuetzes that “the servicing of [their] mortgage loan, that is, the right to
collect payments” has been assigned to Source One. The Notice was signed
by the Schuetzes on July 24, 1998;
(5) an “Assignment of Deed of Trust” from “White Mountains Services
Corporation, fka Source One Mortgage Services Corporation” to MERS,
dated March 23, 2000; and
(6) an “Assignment of Note and Deed of Trust” from MERS to CitiMortgage,
dated January 1, 2009.
Under Chapter 51 of the Texas Property Code, which governs nonjudicial foreclosure
sales, foreclosure proceedings may be initiated by a “mortgagee” or a “mortgage servicer.” See Tex.
Prop. Code §§ 51.0025, .75; Morlock, L.L.C. v. Nationstar Mortg., L.L.C., 447 S.W.3d 42, 47 (Tex.
App.—Houston [14th Dist.] 2014, pet. denied). The summary-judgment evidence presented by
CitMortgage and MERS is sufficient to establish that CitiMortgage was the last assignee of record
receiving rights to enforce the deed of trust on the property and that, as a result, CitiMortgage
was a “mortgagee” under Chapter 51. See Tex. Prop. Code § 51.0001(4) (defining “mortgagee” as
“(A) the grantee, beneficiary, owner, or holder of a security instrument; (B) a book entry system; or
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(C) if the security instrument has been assigned of record, the last person to whom the security
interest has been assigned of record”). Thus, this summary-judgment evidence establishes that
CitiMortgage had the authority to initiate the foreclosure proceedings against the Schuetzes.
See Melendez, 2015 WL 5781103, at *4 (explaining that similar summary-judgment evidence
established appellee’s status as “mortgagee” and put burden on appellants to refute status).
In response, the Schuetzes did not submit any summary-judgment evidence refuting
the validity of the assignments of the deed of trust. Moreover, on appeal, the Schuetzes do not
directly dispute that CitiMortgage was the last assignee of record and a “mortgagee” under section
51.0001(4) of the Texas Property Code. Instead, the Schuetzes contend that CitiMortgage and
MERS’s summary-judgment evidence is insufficient to establish CitiMortgage’s right to foreclose
on the property as a matter of law because “MERS lacked the authority to assign the deed of trust
[to CitiMortgage] since MERS does not and cannot own a loan or a deed of trust.” According to the
Schuetzes, there was gap in the chain of title during the nine-year period in which MERS was
assigned the loan and, because MERS lacked legal authority to assign the deed of trust, the
assignment from MERS to CitiMortgage is void.
Although not entirely clear, the Schuetzes’ challenge to the assignment of the deed
of trust from MERS to CitiMortgage appears to be based on the premise that MERS lacks the
legal capacity to obtain or, in turn, transfer rights under a promissory note. MERS is an electronic
mortgage registration system and clearinghouse that tracks beneficial ownerships in and servicing
rights to mortgage loans. See Roper v. CitiMortgage, Inc., No. 03-11-00887-CV, 2013 WL 6465637,
at *7 (Tex. App.—Austin Nov. 27, 2013, pet. denied) (mem. op.). The system is designed to track
transfers and avoid recording and other transfer fees that are otherwise associated with the sale.
9
Hornbuckle, 2011 WL 1901975, at * 3. MERS qualifies as a “book entry system,” as defined in the
Texas Property Code and, consequently, is included within the definition of “mortgagee” under
Texas law.5 See Tex. Prop. Code § 51.0001(4); Martins v. BAC Homes Loans Servicing, L.P.,
722 F.3d 249, 255 (5th Cir. 2013). As a result, when MERS was assigned all “beneficial interest
under [the deed of trust on the Schuetzes’ property],” it was entitled to foreclose on the property as
a “mortgagee” up until the time it assigned its rights to initiate foreclosure to CitiMortgage. See
Farkas v. GMAC Mortg., L.L.C., 737 F.3d 338, 342 (5th Cir. 2013) (holding that MERS’s assignee
was “mortgagee” under section 51.0001(4) and was “appropriate party to initiate non-judicial
foreclosure actions”).
Further, the Schuetzes’ allegation that MERS did not and cannot hold an ownership
interest in the Schuetzes’ note is irrelevant. There is no provision in the Texas Property Code requiring
a foreclosing party to prove its status as holder or owner of the note. Rather, it is well established
that “a deed of trust may be enforced by the mortgagee, regardless of whether the mortgagee
also holds the note.” Morlock, L.L.C. v. Bank of N.Y., 448 S.W.3d 514, 518 (Tex. App.—Houston
[1st Dist.] 2014, pet. denied) (quoting Lowery v. Bank of Am., N.A., No. 04-12-00729-CV, 2013 WL
5762227, at *2 (Tex. App.—San Antonio Oct. 23, 2013, no pet.)); Bierwerth v. BAC Home Loans
Servicing, L.P., No. 03-11-00644-CV, 2012 WL 3793190, at * 3 (Tex. App.—Austin Aug. 30, 2012,
pet. denied) (mem. op.) (explaining that right to foreclose under deed of trust is independent of right
to personal action against borrower for collection of note); Mortgage Elec. Registration Sys., Inc.
5
“Book entry system” is defined as “a national book entry system for registering beneficial
interest in a security instrument that acts as a nominee for the grantee, beneficiary, owner, or holder
of the security instrument and its successors and assigns.” Tex. Prop. Code § 51.001(1).
10
v. Khyber Holdings, L.L.C., No. 01-11-00045-CV, 2012 WL 3228717, at *4 (Tex. App.—Houston
[1st Dist.] Aug. 9, 2012, no pet.) (mem. op.). Because CitiMortgage and MERS’s summary-judgment
evidence establishes CitiMortgage’s authority to foreclose on the property as a “mortgagee,” we
overrule the Schuetzes’ third issue on appeal.
Finally, in their sixth issue on appeal, the Schuetzes complain that the trial court
failed to exclude portions of the summary-judgment evidence presented by CitiMortgage and MERS
because, according to the Schuetzes, it does not constitute competent summary-judgment evidence.
In their response to CitiMortgage and MERS’s motion for summary judgment, the
Schuetzes included a motion to strike summary-judgment evidence. First, the Schuetzes sought to
strike statements made by Travis Nurse, a business operations analyst and custodian of records for
CitiMortgage, in his declaration supporting CitiMortgage and MERS’s motion for summary
judgment. See Tex. Civ. Prac. & Rem. Code § 132.001 (use of unsworn declaration “in lieu of . . .
affidavit”). Specifically, the Schuetzes moved to strike Nurse’s statements that (1) “Source One,
whose name had changed to White Mountains Service Corporation (“White Mountains”) assigned
the Deed of Trust to [MERS]” and (2) “[o]n March 23, 1999, CMI, then known as Citicorp
Mortgage, Inc., acquired all of the mortgage-banking related assets of Source One, including the
servicing rights to [the Schuetzes’] Loan.” According to the Schuetzes, Nurse’s declaration fails to
establish that Nurse had personal knowledge of the Source One name change or of the acquisition
of Source One’s assets. In addition, the Schuetzes objected to the admission of certain documents
attached to the affidavit of John Ellis, an attorney representing CitiMortgage, on the ground that the
documents were hearsay. See Tex. R. Evid. 801 (definition of hearsay). Like Nurse’s statements,
11
these documents demonstrate that in 1999 CitiMortgage acquired substantially all of Source One’s
mortgage-banking related assets, including the servicing rights to the Note.
In the summary-judgment context, a non-movant must obtain a ruling on an
objection to the form of a summary-judgment motion or supporting evidence to preserve the issue
for appellate review. See Tex. R. App. P. 33.1(a)(2); Colvin v. Texas Dow Emps. Credit Union,
No. 01-11-00342-CV, 2012 WL 5544950, at *4 (Tex. App.—Houston [1st Dist.] Nov. 15, 2012,
no pet.) (mem. op.) (stating that objection and express ruling on objections to form of affidavit are
necessary to preserve complaint on appeal and noting that objections to lack of personal knowledge
and hearsay were objections to form); but see Dailey v. Albertson’s Inc., 83 S.W.3d 222, 226-27
(Tex. App.—El Paso 2002, no pet.) (noting conflict of authority on issue of whether lack of personal
knowledge in affidavit is defect of form or substance, which may be raised on appeal for first time).
Although the Schuetzes presented their objections to CitiMortgage and MERS’s summary-judgment
evidence in a motion to strike, there is nothing in the record indicating that the Schuetzes ever
obtained a ruling on their objections. However, even assuming without deciding that the Schuetzes
have preserved their evidentiary complaints for appeal and that the trial court erred in failing to strike
the challenged summary-judgment evidence, we conclude that any such error by the trial court is
harmless in light of other unchallenged summary-judgment evidence establishing CitiMortgage’s
status as a “mortgagee,” as outlined above. See Tex. R. App. P. 44.1(a) (judgment will not be reversed
based on error of law unless appellate court concludes error probably caused rendition of improper
judgment). The Schuetzes’ sixth issue on appeal is overruled. We affirm the trial court’s grant of
summary judgment in favor of CitiMortgage and MERS.
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Summary judgment in favor of Barrett Daffin
In their fourth and fifth issues, the Schuetzes assert that the trial court erred in
granting summary judgment on their claim that Barrett Daffin (1) violated the DTPA by virtue of
a “tie-in” statute, section 392.404 of the Texas Finance Code, and (2) violated section 12.002 of the
Texas Civil Practice and Remedies Code. In its combined motion for traditional summary judgment
and motion for no-evidence summary judgment, Barrett Daffin asserts that the Schuetzes’ claims
are barred as a matter of law on three grounds: (1) Barrett Daffin established that it is entitled to
the affirmative defense of attorney immunity; (2) the Schuetzes cannot establish that they are
“consumers” under the DTPA, a threshold requirement under the Act; and (3) the Schuetzes cannot
produce legally sufficient evidence that Barrett Daffin engaged in any false, misleading, or deceptive
acts actionable under the DTPA or that Barrett Daffin filed fraudulent documents under section
12.002 of the Texas Civil Practice and Remedies Code.
When the trial court does not specify the basis for its summary judgment, as in this
case, the appellant must attack all independent bases or grounds that support the judgment. See
Oliphant Fin. LLC v. Angiano, 295 S.W.3d 422, 423 (Tex. App.—Dallas 2009, no pet.) (appellant
must attack all independent bases or grounds that fully support complained-of ruling or judgment).
The appellant must negate all possible grounds on which the order could have been based by either
asserting a separate issue challenging each possible ground, or asserting a general issue that the
trial court erred in granting summary judgment and within that issue providing argument negating
all possible grounds on which the summary judgment could have been granted. Blizzard v. Select
Portfolio Servicing, No. 03-13-00716-CV, 2015 WL 5096710, at * 4 (Tex. App.—Austin Aug. 27,
2015, no pet.) (mem. op.) (citing Wilhite v. Glazer’s Wholesale Drug. Co., 306 S.W.3d 952, 954
13
(Tex. App.—Dallas 2010, no pet.)). When an appellant fails to challenge each possible ground for
summary judgment, we must uphold the judgment on the unchallenged grounds. Humphries v.
Advanced Print Media, 339 S.W.3d 206, 208 (Tex. App.—Dallas 2011, no pet.); see Berger v.
Flores, No. 03-12-00415-CV, 2015 WL 3654555, at *4 (Tex. App.—Austin June 12, 2015, no pet.)
(mem. op.) (affirming summary judgment based on unchallenged ground).
In two issues on appeal, the Schuetzes assert that the trial court erred in granting
summary judgment in favor of Barrett Daffin because “[a]ttorney immunity is not absolute” and, in
this case, Barrett Daffin attorneys “conducted actions for years without being retained, actions
that did not necessarily require the skill of an attorney.” The Schuetzes also assert that they are not
required to be “consumers,” only “claimants,” to prevail on their DTPA claim based on a tie-in statue
and that, therefore, “the trial court should not have dismissed those claims as a matter of law.” There
can be no dispute that the Schuetzes have challenged the trial court’s grant of summary judgment
in favor of Barrett Daffin to the extent the court relied on grounds (1) and (2). The Schuetzes,
however, have not raised an issue challenging the no-evidence grounds for summary judgment on
its claims against Barrett Daffin or explained how the summary-judgment evidence raised fact
issues as to particular elements of these claims. Consequently, we overrule the Schuetzes’ fourth
and fifth issues on appeal and affirm the summary judgment in favor of Barrett Daffin. See Blizzard,
2015 WL 5096710, at *4 (affirming summary judgment based on unchallenged no-evidence grounds).
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CONCLUSION
Having overruled the Schuetzes’ issues, we affirm the trial court’s final order and
judgment granting summary judgment in favor of CitiMortgage, MERS, and Barrett Daffin and
dismissing the Schuetzes’ claims.
__________________________________________
Scott K. Field, Justice
Before Justices Puryear, Goodwin, and Field
Affirmed
Filed: September 1, 2016
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