FILED
NOT FOR PUBLICATION
JAN 30 2017
UNITED STATES COURT OF APPEALS MOLLY C. DWYER, CLERK
U.S. COURT OF APPEALS
FOR THE NINTH CIRCUIT
QADEER AZAM, No. 15-55213
Plaintiff-Appellant, D.C. No. 14-cv-00456 PSG (DFM)
v. MEMORANDUM*
WELLS FARGO BANK, N.A., et al.,
Defendants-Appellees.
Appeal from the United States District Court
for the Central District of California
Philip Gutierrez, District Court Judge, Presiding
Submitted January 11, 2017**
Pasadena, California
Before: KOZINSKI and WATFORD, Circuit Judges, and BENNETT,** District
Judge.
*
This disposition is not appropriate for publication and is not precedent
except as provided by 9th Cir. R. 36-3.
**
The panel unanimously concludes that this case is suitable for
decision without oral argument. Fed. R. App. P. 34(a)(2).
**
The Honorable Mark W. Bennett, United States District Judge for the
Northern District of Iowa, sitting by designation.
1. “We review a district court’s decision to take judicial notice for abuse
of discretion.” Skilstaf, Inc. v. CVS Caremark Corp., 669 F.3d 1005, 1016 n.9 (9th
Cir. 2012). Because the documents in question were matters of public record, the
district court did not abuse its discretion by taking judicial notice of them. Fed. R.
Evid. 201(b)(2). Azam makes no more than conclusory allegations to challenge
the accuracy, truth, or validity of any of the documents, and the district court
considered them primarily to determine the chronology of events.
2. Contrary to Azam’s contentions, the district court laid out the proper
statute of limitations for each of the claims in question, the proper date—indeed,
the latest possible date—on which the limitations period for each claim began to
run, and the date the limitations period expired for each claim prior to the filing of
the complaint. Azam offers no more than conclusory allegations that he could not
have discovered his claims sooner in support of his argument for equitable tolling.
See, e.g., Santa Maria v. Pac. Bell, 202 F.3d 1170, 1178 (9th Cir. 2000), overruled
on other grounds by Socop-Gonzalez v. I.N.S., 272 F.3d 1176, 1194–96 (9th Cir.
2001) (en banc); Norgart v. Upjohn Co., 981 P.2d 79, 88–89 (Cal. 1999).
Assuming, without deciding, that the continuing violations doctrine would apply to
Azam’s claims, he offers only conclusory allegations that his claims are the result
of any violations that purportedly continued into an applicable limitations period
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prior to the filing of his complaint. See, e.g., United States v. Estate of Hage, 810
F.3d 712, 721 (9th Cir. 2016).
3. Ordinarily, a full tender must be made to set aside a foreclosure sale,
based upon equitable principles. Stebley v. Litton Loan Servicing, LLP, 134 Cal.
Rptr. 3d 604, 607 (Cal. Ct. App. 2011). A full tender may not be required,
however, where one or more of four recognized exceptions applies. Lona v.
Citibank, N.A., 134 Cal. Rptr. 3d 622, 640-42 (Cal. Ct. App. 2011). While it might
be appropriate in most cases to decline to apply the full tender rule at the pleading
stage, see, e.g., Ogilvie v. Select Portfolio Servicing, No. 12–CV–001654–DMR,
2012 WL 3010986, at *6 (N.D. Cal. July 23, 2012), that course is not appropriate
where, as here, Azam has not sufficiently alleged any ability to tender and his
assertions of exceptions to the full tender rule are based on no more than
conclusory allegations.
4. Azam’s reliance on Glaski v. Bank of Am., N.A., 160 Cal. Rptr. 3d
449, 452 (Cal. Ct. App. 2013), as establishing his standing to assert fraudulent
securitization, is misplaced. The New York Supreme Court, Appellate Division,
has since reversed the trial court decision on which Glaski relied. Wells Fargo
Bank, N.A. v. Erobobo, 9 N.Y.S.3d 312 (N.Y. App. Div. 2015); see also Rajamin v.
Deutsche Bank Nat’l Tr. Co., 757 F.3d 79, 90 (2d Cir. 2014) (rejecting Glaski).
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Also, the California Court of Appeal held that, under New York law—the law
governing the trust at issue in this case—an untimely assignment into a securitized
trust is not void, but merely voidable, and that borrowers lack standing to challenge
such assignments. See, e.g., Saterbak v. JPMorgan Chase Bank, N.A., 199 Cal.
Rptr. 3d 790, 796 (Cal. Ct. App. 2016) (citing Rajamin, 757 F.3d at 88-89).
5. Making conclusory allegations and accusations is not the same as
pleading facts establishing the plausibility of a claim. In re Tracht Gut, LLC, 836
F.3d 1146, 1150–51 (9th Cir. 2016). Azam has also failed to state legally
cognizable theories for several of his claims, even accepting the pertinent
allegations as true. Id.
6. The district court did not abuse its discretion by concluding that there
were defects in Azam’s complaint that could not be cured by amendment. See
Manzarek v. St. Paul Fire & Marine Ins. Co., 519 F.3d 1025, 1034 (9th Cir. 2008).
We have no more reason than the district court did to believe that an amendment
would cure the defects in Azam’s complaint.
AFFIRMED.
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