Untitled Texas Attorney General Opinion

Hon. Tom Blackwell Opinion No. M-22 District Attorney Travis County Re: Whether a Savings and Austin, Texas Loan Corporation can serve as a county Dear Sir: depository. By a recent letter to this office you have re- quested an opinion in regard to the above stated matter. Specifically you have asked the following question. "Under the Constitution, Statutes and laws of the State of Texas does a Savings and Loan Corporation (State or Federal) qualify as a depository for official county funds?" Articles 2544 through 2559a. Vernon's Civil Statutes, provide the authority and method for counties to establish a depository or depositories for county money. Article 2544, Vernon's Civil Statutes, is quoted, in part, as follows: The Conugissloners Court of each county is hereby authorized and required . . . to enter into a contract with any bankinq coruora- tion. association or iridivldualbbnker in such county for the depositing of the public fund5 of'such county in such bank or banks. . . ." ,(Emphasisadded.) Article 2545, Vernon's Civil Statutes, is quoted, part, as follower "Any bankins corDoration. aseociat~on, or individual banker in such county desiring Xon. Tom Blackwell, page 2 W-22) to be designated as county depository ahall make and deliver to the County Judge an ap- pllcatlon applying for such funds . . . .I (Rnphaaio added.) Article 2546, Vernon's Civil Statutes, in quote&, In part, a8 follower "It shall be the duty of the Conmla- sioners Court at ten o'clock a.m. on the first day of each term at which banks are to be eelectod as county depositories, to conaider all applications . . . and to select those applicants that are acceptable . . '. ." (Emphasis added. 1 Article,2549, Vernon'8 Civil Statutes, is quoted, in part, aa follower “As soon as said bond be given and approved by the Coxaissionere Court, and the Comptroller, an order shall be made . . . designating such bankins cormration, ~aaociation or individual banker, as a depository for the funds of said county . . . . * (IPnphaaisadded.) In a prior opinion from this office (V-120, 1947) i wae held that the language "banking corporation, association private banker- did not authorize a conmissioners court to select any individual, partnership, or group of individuals whatsoever other than a banking corporation, aeeociation or private bank aa e depository for county f\urdsb The following language ie found in the prior opinio YIt is obvious the etatutee contsaaplate that the county depository must be a banking inetltution. If thin were not clear mmugh fraa the ntatutom thumelvesr it would necem- madly k trua becaum the bus&nom of a -93- . - Hon. Tom Blackwell, page 2 (M-22) depository of county funds is essentially ' the accepting of deposits and paying checks, which constitutes the one unfailing exclusive banking function. "You are therefore advised that the Commissioners Court is not authorized to select, as a county depository, any pexson, partnership, association or group of persons whatsoever other than a duly organized bank- ing institution, association or private banker with banking privileges in this stats." Based upon the foregoing and an analysis of the relevant statutes, it is the opinion of this office that a savings and loan corporation does not qualify as a depository for official county funds. SUMMARY Savings and Loan Corporation5 do not qualify as county depositories under the requirement5 of Articles 2544 et seqi of Vernon's Civil Statutes. truly yours, orney General of Texas CCJhnkhrra Prepared by James C. McCoy Assistant Attorney General - 94 -