Marianne Stikas v. J.P. Morgan Chase Bank, N.A.

16-1629-cv Marianne Stikas v. J.P. Morgan Chase Bank, N.A. UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT SUMMARY ORDER Rulings by summary order do not have precedential effect. Citation to a summary order filed on or after January 1, 2007, is permitted and is governed by Federal Rule of Appellate Procedure 32.1 and this Court’s Local Rule 32.1.1. When citing a summary order in a document filed with this Court, a party must cite either the Federal Appendix or an electronic database (with the notation “summary order”). A party citing a summary order must serve a copy of it on any party not represented by counsel. At a stated term of the United States Court of Appeals for the Second Circuit, held at the Thurgood Marshall United States Courthouse, 40 Foley Square, in the City of New York, on the 3rd day of May, two thousand seventeen. PRESENT: JOSÉ A. CABRANES, DEBRA ANN LIVINGSTON, Circuit Judges. WILLIAM H. PAULEY III, District Judge.* MARIANNE STIKAS, on behalf of herself and all others similarly situated, Plaintiff-Appellant, 16-1629-cv v. J.P MORGAN CHASE BANK, N.A., Defendant-Appellee, JOHN DOES 1-20, Defendants. * Judge William H. Pauley III, of the United States District Court for the Southern District of New York, sitting by designation. 1 FOR PLAINTIFF-APPELLANT: NEAL DEYOUNG, Sharma & DeYoung LLP, New York, NY. FOR DEFENDANT-APPELLEE: JAMES L. BRENARD, Stroock & Stroock & Lavan LLP, New York, NY. Appeal from the judgment of the United States District Court for the Southern District of New York (Paul A. Crotty, Judge). UPON CONSIDERATION WHEREOF, IT IS HEREBY ORDERED, ADJUDGED, AND DECREED that the judgment of the district court is AFFIRMED. Plaintiff-appellant Marianne Stikas appeals the May 13, 2016 district court judgment, granting summary judgment to defendant-appellee J.P. Morgan Chase Bank, N.A. (“J.P. Morgan”). On appeal, Stikas argues that the district court erred by concluding that she lacked standing to bring her claim that J.P. Morgan breached the terms of a mortgage note by seeking non-legal fees in a foreclosure judgment under the guise of attorneys’ fees. We assume the parties’ familiarity with the underlying facts, the procedural history of the case, and the issues on appeal. For substantially the reasons stated in the district court’s opinion, we hold that this claim is without merit. After discovery, the district court found no evidence that J.P. Morgan billed Stikas for the disputed “referral fee,” or that Stikas actually paid said “referral fee” to J.P. Morgan. See Special App’x at 4-6. Accordingly, Stikas does not have standing to challenge the “referral fee,” nor has she suffered an “injury in fact” required to meet the jurisdictional requirements of Article III of the Constitution. See Lujan v. Defenders of Wildlife, 504 U.S. 555, 560 (1992). We have considered all of the arguments raised by J.P. Morgan and find them to be without merit. For the foregoing reasons, we AFFIRM the judgment of the District Court. FOR THE COURT: Catherine O’Hagan Wolfe, Clerk 2