Geico General Insurance Co. v. Perez

Third District Court of Appeal State of Florida Opinion filed August 17, 2016. Not final until disposition of timely filed motion for rehearing. ______________ No. 3D16-1601 Lower Tribunal No. 14-4053 ________________ GEICO General Insurance Company, Appellant, vs. Ricardo Perez and Luz Perez, his wife, Appellees. An Appeal from the Circuit Court for Miami-Dade County, Rodney Smith, Judge. Shutts & Bowen LLP, and Frank A. Zacherl and Jake Monk, for appellant. Silverstein, Silverstein & Silverstein, P.A., and Gregg A. Silverstein; The Powell Law Firm, P.A., and Brett C. Powell, for appellees. Before ROTHENBERG, FERNANDEZ and SCALES, JJ. PER CURIAM. Appellant GEICO General Insurance Company appeals an order of the trial court, captioned “Final Declaratory Judgment as to UM/UIM Coverage.” We grant Appellees Ricardo Perez and Luz Perez’s motion to dismiss GEICO’s appeal as premature. The order adjudicates only one count of Appellees’ six-count complaint, to wit: Appellees’ claim that GEICO’s insurance policy provided stacked uninsured/underinsured motorist coverage for a November 29, 2013 crash. The remaining counts of Appellees’ complaint are intertwined with, and are not independent of, the adjudicated count. Irrespective of how the order is captioned, the order is non-final and non-appealable; related claims remain pending between the parties. GEICO Gen. Ins. Co. v. Pruitt, 122 So. 3d 484, 487 (Fla. 3d DCA 2013). We agree with Appellees that rule 9.110 (m) of the Florida Rules of Appellate Procedure (which provides for appeals of non-final orders that determine the existence or nonexistence of insurance coverages in cases in which a claim has been made against an insured and coverage is disputed by the insurer) is inapplicable to vest us with jurisdiction to review the order on appeal. Rule 9.110 (m) provides for interlocutory appeals for third-party claims, and not for first-party claims seeking UM/UIM benefits. Workmen’s Auto Ins. Co. v. Franz, 24 So. 3d 638, 640 (Fla. 2d DCA 2009); USAA Cas. Ins. Co. v. Jones, 946 So. 2d 1127, 1128 (Fla. 1st DCA 2006). Appeal dismissed. 2 3