In re: Madeline Yvette Davis

FILED AUG 02 2017 1 NOT FOR PUBLICATION SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL 2 OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. CC-16-1390-KuLTa ) 6 CAROLYN LUCILLE DAVIS, ) Bk. No. 9:16-bk-11100-PC ) 7 Debtor. ) ______________________________) 8 ) CAROLYN LUCILLE DAVIS, ) 9 ) Appellant, ) 10 ) v. ) MEMORANDUM* 11 ) U.S. BANK NA; WESLEY H. AVERY,) 12 Chapter 12 Trustee, ) ) 13 Appellees. ) ______________________________) 14 Argued and Submitted on June 22, 2017 15 at Pasadena, California 16 Filed – August 2, 2017 17 Appeal from the United States Bankruptcy Court for the Central District of California 18 Honorable Peter H. Carroll, Bankruptcy Judge, Presiding 19 20 Appearances: Appellant Carolyn Lucille Davis argued pro se.** 21 Before: KURTZ, LAFFERTY and TAYLOR, Bankruptcy Judges. 22 23 24 * This disposition is not appropriate for publication. 25 Although it may be cited for whatever persuasive value it may 26 have (see Fed. R. App. P. 32.1), it has no precedential value. See 9th Cir. BAP Rule 8024-1. 27 ** None of the named appellees have actively participated in 28 this appeal. 1 INTRODUCTION 2 Chapter 121 debtor Carolyn Lucille Davis appeals from an 3 order denying her second motion for an extension of time to file 4 her chapter 12 plan and from an order dismissing her chapter 12 5 case for not timely filing her plan. 6 Because it is impossible to tell what legal standard the 7 bankruptcy court applied when it denied the second extension 8 motion and because the bankruptcy court did not make any findings 9 supporting its denial, the order denying the second extension 10 motion must be VACATED. The dismissal of the bankruptcy case 11 hinged on the denial of the second extension motion, so we also 12 must VACATE the order dismissing the bankruptcy case. Thus, both 13 rulings shall be VACATED, and this matter shall be REMANDED for 14 further proceedings. 15 FACTS 16 Davis identifies herself as the latest in a long line of 17 family farmers, who have been farming in the Paso Robles area 18 since the 1800's. Of late, however, Davis’ farming activities 19 have been subject to considerable financial setbacks. Indeed, 20 this is Davis’ third bankruptcy filing in the last seven years. 21 She filed a chapter 7 bankruptcy case in 2010, in which she was 22 granted a discharge, and a prior chapter 12 case in 2011, which 23 was dismissed based on eligibility issues. See Davis v. U.S. 24 Bank, N.A. (In re Davis), 778 F.3d 809, 811 (9th Cir. 2015). 25 26 1 Unless specified otherwise, all chapter and section 27 references are to the Bankruptcy Code, 11 U.S.C. §§ 101-1532, and all "Rule" references are to the Federal Rules of Bankruptcy 28 Procedure, Rules 1001-9037. 2 1 On June 13, 2016, Davis commenced, pro se, her latest 2 chapter 12 bankruptcy case. She filed her bankruptcy schedules 3 and statement of financial affairs two weeks later, on June 27, 4 2016. Other than the § 341(a) meeting of creditors held on 5 July 14, 2016, nothing much of note occurred in the case until 6 Davis filed on September 9, 2016 a motion to extend the deadline 7 for filing her chapter 12 plan, from September 12, 2016 to 8 October 12, 2016. 9 In the declaration attached to her extension motion, Davis 10 explained that, as a result of California’s severe multi-year 11 drought, two days prior, the wells she relied upon to irrigate 12 her crops had all run dry. She further explained that a well 13 drilling company already had visited her farm that day, so that 14 she and that company could assess what options she might have in 15 terms of obtaining more well water from her property. While she 16 did not specify how long that process would take, her comments 17 indicate that it would be a multi-week process. 18 Davis described her farming facility as a “pumpkin patch and 19 fresh produce seasonal event u pick facility” known as “Granny’s 20 Gardens.” According to Davis, between her wells running dry and 21 the fact that every day in October is the harvest season for her 22 facility, she faced a very hectic time over the next thirty days. 23 In a one-sentence order entered the same day as the motion 24 was filed, the bankruptcy court granted the motion, stating as 25 follows: 26 Debtor having filed an ex parte motion requesting an extension of time to file a chapter 12 plan, and the 27 court having considered the motion and taken judicial notice of the proceedings since the commencement of the 28 case, and having found cause for an extension of time, 3 1 it is 2 ORDERED that Debtor’s motion is granted and that a chapter 12 plan must be filed with the court not later 3 than 4:00 p.m. on October 12, 2016. 4 Order Granting Motion for Extension of Time (Sept. 9, 2016). 5 On October 12, 2016 – the same day her chapter 12 plan was 6 due – Davis filed her second motion to extend the time to file 7 her chapter 12 plan. Davis asserted that her second extension 8 motion was necessitated by a family medical emergency. Davis’ 9 accompanying declaration stated that the day before her 10 chapter 12 plan was due her son was admitted to the hospital with 11 severe abdominal pain and internal bleeding and scheduled for a 12 surgical procedure. 13 That same day, and again in a one sentence order, the 14 bankruptcy court denied Davis’ second extension motion, stating 15 as follows: 16 Debtor having filed an ex parte motion requesting an extension of time to file a chapter 12 plan, and the 17 court having considered the motion and taken judicial notice of the proceedings since commencement of the 18 case, it is 19 ORDERED that the Debtor’s motion is denied. 20 Order Denying Motion for Extension of Time (Oct. 12, 2016). 21 Notwithstanding this denial, Davis filed her chapter 12 plan 22 on October 17, 2016, which proposed to pay her secured creditors 23 interest only payments on an annual basis in an aggregate amount 24 of roughly $50,000 per year for the next five years. Davis 25 further disclosed in her plan that her payment proposals assumed 26 her receipt of disaster relief funds or agricultural loan 27 proceeds that would enable her to install new well pumping 28 equipment necessary in order to restore her ability to irrigate 4 1 her farm with well water. 2 The bankruptcy court did not consider Davis’ plan other than 3 to note that it was untimely filed. On October 24, 2016, without 4 advance notice or a hearing, the Clerk of Court entered a form 5 order and notice of dismissal based on Davis’ failure to timely 6 file a chapter 12 plan. Davis timely filed her notice of appeal 7 on November 3, 2016. 8 JURISDICTION 9 The bankruptcy court had jurisdiction pursuant to 28 U.S.C. 10 §§ 1334 and 157(b)(2)(A), and we have jurisdiction under 11 28 U.S.C. § 158. 12 ISSUES 13 1. Did the bankruptcy court commit reversible error when it 14 denied Davis’ second extension motion? 15 2. Did the bankruptcy court commit reversible error when it 16 dismissed Davis’ bankruptcy case because her chapter 12 plan 17 was untimely filed? 18 STANDARDS OF REVIEW 19 Generally speaking, a bankruptcy court’s denial of an 20 extension motion is reviewed for an abuse of discretion. See 21 Mahakian v. William Maxwell Invs., LLC (In re Mahakian), 529 B.R. 22 268, 274 (9th Cir. BAP 2015). 23 The abuse of discretion standard also applies to a 24 bankruptcy court’s decision to dismiss a bankruptcy case under 25 § 1208(c). Rice v. Dunbar (In re Rice), 357 B.R. 514, 517 (8th 26 Cir. BAP 2006), aff'd, 271 F. App'x 538 (8th Cir. 2008). 27 When we apply the abuse of discretion standard, we review 28 de novo whether the bankruptcy court identified and applied the 5 1 correct legal standard, and we review factual findings under the 2 clearly erroneous standard. United States v. Hinkson, 585 F.3d 3 1247, 1261–62 (9th Cir. 2009) (en banc). 4 Interpreting the statutory constraints on the court’s 5 authority to grant an extension of time is a question of law we 6 review de novo. See generally In re Mahakian, 529 B.R. at 274; 7 Mendez v. Salven (In re Mendez), 367 B.R. 109, 113 (9th Cir. BAP 8 2007). 9 DISCUSSION 10 Section 1221 provides that “the debtor shall file a plan not 11 later than 90 days after the order for relief under this chapter, 12 except that the court may extend such period if the need for an 13 extension is attributable to circumstances for which the debtor 14 should not justly be held accountable.” The standard set forth 15 in § 1221 is more stringent than the ordinary “for cause shown” 16 standard set forth in Rule 9006(b). It effectively requires the 17 bankruptcy court, before granting an extension request, to find 18 that the delay necessitating the extension was caused by 19 “circumstances beyond the debtor’s control.” First Sec. Bank & 20 Trust Co. v. Vegt, 511 B.R. 567, 585 (N.D. Iowa 2014). 21 One leading treatise explains the rationale behind this 22 requirement: 23 [T]he 90-day limitation was probably included in chapter 12 for the benefit of creditors rather than for 24 the benefit of the debtor. Because chapter 12 lacks the safeguards for creditors that are provided in 25 chapter 11, the 90-day limitation . . . is [one of] the primary protection[s] for creditors against a debtor’s 26 languishing in chapter 12 without confirming a plan. Thus, it is appropriate that the debtor should be 27 required to meet a stringent burden if the debtor seeks an extension of the 90-day period. 28 6 1 8 Collier on Bankruptcy ¶ 1221.01[2] (Alan N. Resnick & Henry 2 J. Sommer, eds., 16th ed. 2017). 3 In the appeal before us, we do not know what legal standard 4 the bankruptcy court applied when it denied Davis’ second 5 extension motion. When it granted her first extension motion, 6 the court specifically based its grant on a finding of “cause” 7 shown. This was not the correct standard. 8 Arguably, we could assume that the bankruptcy court, when it 9 denied the second extension motion, applied the same “for cause” 10 standard it applied to the first extension motion but found 11 Davis’ reason for the delay not credible, insufficient grounds, 12 or both. We arguably could speculate that, if the bankruptcy 13 court found Davis’ second extension motion lacking under the “for 14 cause” standard, it doubtlessly would have denied her second 15 motion under § 1221's more stringent “circumstances for which the 16 debtor should not justly be held accountable” standard. 17 But this line of reasoning does not persuade us that 18 affirmance is appropriate. It is not just the relative 19 stringency of the two standards that is different; the focus of 20 the two standards is different. The focus of § 1221 21 is the cause for the delay and whether the debtor reasonably and 22 justly could have been expected to have prevented it. 23 Davis’ two extension motions set forth grounds that, on 24 their face, seem fairly compelling: her wells ran dry during a 25 severe drought and her son needed emergency medical treatment in 26 the midst of her harvest season – perhaps the most critical time 27 of year for her “u pick” produce farming facility. These 28 asserted grounds reasonably might lead a court to find that the 7 1 filing delay resulting therefrom was caused by “circumstances for 2 which the debtor should not justly be held accountable.” But 3 they also reasonably could lead to a contrary finding – that the 4 delay was within Davis’ control. After all, neither of Davis’ 5 extension motions offered any explanation why she needed to set 6 aside for the last possible moment (day 90 and day 120) the 7 filing of her chapter 12 plan.2 8 At bottom, the problem confronting us here is that the 9 bankruptcy court made no findings at all – either way. Our role 10 as an appellate court is inherently limited. Mirner v. First 11 Republic Bank (In re Mirner), 2011 WL 3300102, at *2 (Mem. Dec.) 12 (9th Cir. BAP May 24, 2011). We review bankruptcy court 13 decisions – their findings of fact and conclusions of law. See 14 28 U.S.C. § 158; see, e.g., Bronitsky v. Bea (In re Bea), 15 533 B.R. 283, 285 (9th Cir. BAP 2015); Pemstein v. Pemstein 16 (In re Pemstein), 492 B.R. 274, 280 (9th Cir. BAP 2013). We do 17 not ordinarily render factual findings in the first instance. 18 Calderon v. Lang (In re Calderon), 507 B.R. 724, 733 (9th Cir. 19 BAP 2014); In re Mirner, 2011 WL 3300102, at *2. Simply put, the 20 bankruptcy court has not provided us with what we need to conduct 21 our appellate review. 22 2 23 Most of the exigencies and crises Davis has faced are not that markedly different from those faced by other farmers. 24 Droughts, floods, frosts, crop failures, and pest problems are all too common events. Nonetheless, Congress imposed exacting 25 time limits on family farmers to avail themselves of chapter 12 26 relief. We must abide by the plain language of the statute, and the legal standards it imposes. Lamie v. U.S. Tr., 540 U.S. 526, 27 534 (2004). We cannot create equitable exceptions to the statutory standards. Law v. Siegel, 134 S. Ct. 1188, 1194–95 28 (2014). 8 1 Accordingly, we conclude that we must VACATE the bankruptcy 2 court’s denial of the second extension motion, and we must REMAND 3 so that the bankruptcy court can apply the correct legal standard 4 and make all necessary factual findings.3 5 Failure to timely file a plan under § 1221 is grounds for 6 dismissal. See § 1208(c)(3). Here, the bankruptcy court 7 dismissed Davis’ chapter 12 case on this basis. In light of our 8 vacating the order denying Davis’ second extension motion, it no 9 longer is clear that Davis’ chapter 12 plan – filed on 10 October 17, 2016 – was untimely. Consequently, the bankruptcy 11 court’s case dismissal order also must be VACATED, pending the 12 bankruptcy court’s consideration on remand of Davis’ second 13 extension motion. 14 It also is worth noting that, under the plain language of 15 § 1208(c)(3), dismissal based on the debtor’s failure to file a 16 timely chapter 12 plan is discretionary rather than mandatory. 17 Furthermore, § 1208(c) requires, before dismissal, “notice and a 18 hearing” (as that phrase is defined in § 102(1)). Yet the 19 dismissal here appeared to reflexively follow the denial of 20 Davis’ second extension motion. This procedural history troubles 21 us because it is not entirely clear whether Davis was afforded 22 due process before her case was dismissed. See Mullane v. Cent. 23 3 24 We note that neither of Davis’ extension motions were served on any other parties to the bankruptcy case. Because this 25 notice issue was not addressed in the first instance by the 26 bankruptcy court, and is beyond the scope of this appeal, we decline to address it. But the bankruptcy court, on remand, 27 should decide wether any parties in interest are entitled to notice of the second extension motion and whether Davis should 28 now be given an opportunity to serve them. 9 1 Hanover Bank & Tr. Co., 339 U.S. 306, 314 (1950) (generally 2 explaining procedural due process requirements); but see also 3 Tennant v. Rojas (In re Tennant), 318 B.R. 860, 870-71 (9th Cir. 4 BAP 2004) (“a procedure is ‘perfectly appropriate’ that notifies 5 the debtor of the deficiencies of his petition and dismisses the 6 case sua sponte without further notice and a hearing when the 7 debtor fails to file the required forms within a deadline.”). 8 Even so, in light of our analysis and resolution of this appeal, 9 it is unnecessary for us to further address this issue.4 10 CONCLUSION 11 For the reasons set forth above, both the bankruptcy court’s 12 denial of the second extension motion and its dismissal of the 13 bankruptcy case are VACATED, and this matter is REMANDED for 14 further proceedings consistent with this decision. 15 16 17 18 19 20 21 22 23 24 25 4 We also are troubled that, according to Davis, the 26 bankruptcy court routinely imposes an "unwritten rule" prohibiting more than one extension of time to file chapter 12 27 and/or chapter 13 plans. However, like the § 1208(c) issue, we need not further address the bankruptcy court’s unwritten rule 28 prohibiting more than one time extension. 10