Fourth Court of Appeals
San Antonio, Texas
MEMORANDUM OPINION
No. 04-15-00371-CV
Joseph HARRIS and All Other Occupants of
3527 Cameron Springs, San Antonio, Texas 78244,
Appellants
v.
BANK OF AMERICA, N.A.,
Appellee
From the County Court at Law No. 5, Bexar County, Texas
Trial Court No. 2014CV03915
Honorable David J. Rodriguez, Judge Presiding
Opinion by: Sandee Bryan Marion, Chief Justice
Sitting: Sandee Bryan Marion, Chief Justice
Marialyn Barnard, Justice
Patricia O. Alvarez, Justice
Delivered and Filed: November 10, 2015
AFFIRMED
In this appeal from a forcible detainer action, appellant Joseph Harris contends the trial
court lacked jurisdiction to enter a judgment because defects in the foreclosure process raised an
issue regarding title, and title issues cannot be adjudicated in a forcible detainer action. Harris also
contends Texas law on forcible detainer is preempted by federal law. We affirm the trial court’s
judgment.
04-15-00371-CV
BACKGROUND
In 1998, Harris executed a deed of trust granting a security interest in the property at issue.
In the event of a foreclosure, the deed of trust required Harris or any other person in possession of
the property to immediately surrender possession to the purchaser at the foreclosure sale. The
deed of trust further provided if possession was not surrendered, Harris and any other person in
possession would be considered a tenant at sufferance.
In May of 2014, the property was sold at foreclosure to appellee Bank of America, N.A. as
evidenced by a Substitute Trustee’s Deed. After the foreclosure, Bank of America sent Harris
notice to vacate. When Harris did not surrender possession, Bank of America filed a forcible
detainer action in September of 2014. The justice court entered a judgment of possession in Bank
of America’s favor which Harris appealed to county court. The county court also entered a
judgment of possession in Bank of America’s favor which Harris appeals to this court.
JURISDICTION
In his first issue, Harris contends the trial court did not have jurisdiction to enter the
judgment of possession because he raised an issue regarding the validity of the foreclosure sale at
which Bank of America purchased title to the property. 1 Harris asserts he submitted a loan
modification application, and federal law prohibits a foreclosure sale if a loan modification
application is pending or has been rejected less than thirty days before the scheduled foreclosure
sale. Bank of America responds that the record contains no evidence Harris submitted a loan
modification application and any alleged defects in the foreclosure sale process did not deprive the
trial court of jurisdiction in the forcible detainer action.
1
Harris does not challenge the trial court’s ruling on possession only its jurisdiction to make the ruling.
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In a forcible detainer action, the trial court “must adjudicate the right to actual possession
and not title.” TEX. R. CIV. P. 510.3(e). To prevail in a forcible detainer action, a plaintiff need
not prove title. Dormady v. Dinero Land & Cattle Co., L.C., 61 S.W.3d 555, 557 (Tex. App.—
San Antonio 2001, pet. dism’d w.o.j.). Instead, the plaintiff need only present sufficient evidence
of ownership to demonstrate a superior right to immediate possession. Hong Kong Dev., Inc. v.
Nguyen, 229 S.W.3d 415, 433 (Tex. App.—Houston [1st Dist.] 2007, no pet.); Dormady, 61
S.W.3d at 557.
In this case, Harris contends the Substitute Trustee’s Deed under which Bank of America
claimed ownership was void because the foreclosure sale was invalid. Title disputes like the
validity of a foreclosure sale may not be determined in a forcible detainer action and must be
brought in a separate suit. Shutter v. Wells Fargo Bank, N.A., 318 S.W.3d 467, 471 (Tex. App.—
Dallas 2010, pet. dism’d w.o.j.); Dormady, 61 S.W.3d at 558. However, the existence of such a
title dispute does not deprive the trial court of jurisdiction in a forcible detainer action when, as
here, a foreclosure under a deed of trust establishes a landlord and tenant-at-sufferance relationship
between the parties. Schlichting v. Lehman Bros. Bank FSB, 346 S.W.3d 196, 199 (Tex. App.—
Dallas 2011, pet. dism’d); Villalon v. Bank One, 176 S.W.3d 66, 71 (Tex. App.—Houston [1st
Dist.] 2004, pet. denied); Dormady, 61 S.W.3d at 558-59. In such cases, there is an independent
basis to determine the issue of immediate possession even if the opposing party claims that the
foreclosure was improper. Schlichting, 346 S.W.3d at 199; Villalon, 176 S.W.3d at 71; Dormady,
61 S.W.3d at 558-59. In this case, Harris’s rights after foreclosure were strictly those of a tenant-
at-sufferance, and the landlord-tenant relationship established in the deed of trust provided an
independent basis for the trial court to determine Bank of America had the right to immediate
possession without resolving whether the foreclosure was proper. Scott v. Hewitt, 127 Tex. 31, 90
S.W.2d 816, 818 (1936); Villalon, 176 S.W.3d at 71. As the Texas Supreme Court has stated, “[i]f
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04-15-00371-CV
[Harris] desire[s] to attack the sale made under the deed of trust as invalid, [he] may bring such
suit in the district court for that purpose; but, in a suit for forcible detainer, such action is not
permissible.” Scott v. Hewitt, 127 Tex. 31, 90 S.W.2d 816, 818 (1936). Therefore, the trial court
had jurisdiction to enter the judgment of possession, and Harris’s first issue is overruled.
PREEMPTION
In his second issue, Harris argues federal law preempts Texas law on forcible detainer. As
Bank of America notes in its brief, however, Harris did not present this argument to the trial court.
Preemption is an affirmative defense which must be pled and presented to the trial court to preserve
a complaint regarding preemption for appellate review. See Kelly v. Brown, 260 S.W.3d 212, 217
(Tex. App.—Dallas 2008, pet. denied); In re Marriage of Smith, 115 S.W.3d 126, 130-31 (Tex.
App.—Texarkana 2003, pet. denied); TEX. R. APP. P. 33.1(a). Because the record does not reflect
that Harris pled preemption as an affirmative defense or presented an argument about preemption
to the trial court, Harris’s second issue has not been preserved for our review. Accordingly,
Harris’s second issue is overruled.
CONCLUSION
The trial court’s judgment is affirmed.
Sandee Bryan Marion, Chief Justice
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