1/14/15
r-o * -'
To: Court Of Appeals . r.\.___ — .-.-:
Fourth Court Of Appeals District ■• '. v~\
300 Dolorosa Suite,3200 2 "" ^
San Antonio Texas 78205-3037 - '''^ ^ "
Honorable Judge LittleJohn
Court Appeals Number 04-14-00785-cv
Trial Court Case Number 2011-cl-15957
From: Maryann Castro Pro Se
1501 Olive
Jourdanton Texas 78026
Honorable Judge LittleJohn,
I Maryann Castro file a motion to disagree review of Appellee, Manuel Castro contest, Affidavit of Indigency filed
by Appellee, Manuel Castro, Social Security Statement see copy
I Maryann Castro, I am being discriminated against by Appellee, Manuel Castro Americans with Disability act,
which entitles a spouse, disabled to Spousal Maintence for within the marriage Maryann Castro became disabled.
Appellee, Manuel Castro, has mocked, ignored, the disability of Maryann Castro, which happened within the
marriage, Attorney Appelt, knew of the disability of Maryann Castro, and ignores, the evidence of proof see copy
of Social Security Statement and ticket to work program
By law if a disabled person wants to work, it is allowed in the ticket to work program, it is not against the law to
seek employment if able to find employment. See copy of ticket to work program.
I Maryann Castro am seeking justice in the Agreement for Final Divorce, Signed by Judge Canales, which has the
signatures. Of Appellee Manuel Castro, and his mistress Christina Pacheco, which has fraud, overvalue the martial
property to falsely gain 40,000, and signature that has Attorney Appelt who still proceeded in a Divorce Agreement
knowing his client Appellee, Manuel Castro was in bankruptcy and still continue to make a financial agreement,
hiding the bankruptcy Appellee Manuel Castro was not making the mortgage payments, has a balance of 73,967.02
and allowed the martial property to go into foreclosure Jan 6,2015, to jeopardize Maryann Castro interest, which
Maryann Castro paid 3500 to stop foreclosure. See Copy of BSI Statement
I Maryann Castro pray for the court, to stop the Harassment filings of Attorney Appelt, who does not abide by the
law and who is discriminating against Appellants right to proceed in Appeals Court, to Modify, Contest, the
Agreement of Final Divorce, signed by Judge Canales on Oct 30,2013,1 have exhausted my Social Security Disability
income, due to the fraud committed by Appellee Manuel Castro, and his mistress Christina Pacheco, Attorney
Appelt, who continues to harass a disabled person by continued filings to throw the court off the actual fact fraud
was committed in the Final Agreement, and Disabled person Appellants Affidavit Of Indigency to proceed in
Appeals Court, Maryann Castro right to spousal Maintence awarded and overturning the Agreement to Final
Divorce, by stopping the fraud, harassment which Appellee, Manuel Castro involvement in overvaluing the martial
property using a Comparative Market Analysis a realtors opinion, not a certified appraisal, and bankruptcy hidden
on Oct 30,2013.
Appellee, Manuel Castro, has been residing with mistress Christina Pacheco at 624 Goodwin, Pieasanton Texas,
during the marriage and financially did not support Appellant Maryann Castro during the separation, anc continues
to defraud Maryann Castro right to Spousal Maintence by having Attorney Appelt file to Contest Appellants
Affidavit of Indigency, knowing the fact Appellant Maryann Castro disability began in the person marriage, I pray
for the Court to honor my request thirty years of 800.00 a month for 10 years and proceed in the Appeals Court
the Agreement for Final Divorce to grant relief of Maryann Castro, Appellants request, to Modify the dollar amount
to zero based on fraud, adultery Committed by Appellee Manuel Castro Mistress Christina Pacheco the non-
spouse, And Attorney Joseph Appelt for fraud and continue Harassment with his filings knowing the truth
Appellant Maryann Castro is disabled see copy of Social Security Disability and Ticket to work program right of a
disabled person to seek employment.
Appellee Manuel Castro, and Mistress Christina Pacheco, both were involved in fraud, see signatures, non-spouse.
Appellee Manuel Castro sister Leila Silva works for post office in San Antonio and is stealing my mail, I die not get
your response by mail only email.
Maryann Castro-Appellantand pro se s~> S\ I
1501 Olive ' ' IL^^^^YOXZO
Jourdanton Texas 78026
830-496-0133
Pacauitude2014(a>Email.com
My P.O. 495
Pieasanton Texas 78064
^4 d$vM0'
Security Administration o
,9 Jiarvivors and Disability
Office of Central Operations
1500 Woodlawn Drive
O\ ,s IM
Baltimore, Maryland 21241-1500
Date: August 20, 2014
Claim Number: 45&43-5895HA
0000664 ROBM.17 1A 0.470
BMRYANN CASTRO
PO BOX 495
PLEASANTON TX 78064-0495
We are writing to you abou charge in your payment amount. The chart
below shows how we will wi 'overpaid Social Security benefits paid to
you.
o
Balance
a
Month
owe
$180.00 $6,257.80
08/14
■•a
i
If vou pay Mecficare pWnium>efr health plan premiums, they have been
deducted from khe ammjifrsnown under the heading "Amount you will
receive." ^
WSaat We Will Fay Aad V^hera
You will receive $788.00 for August 2014 in September 2014.
After that, you will receive $788.00 on or about the third of each month.
You will receive your full regular monthly payment beginning September 2017.
If You Have Ai^ Questions
We invite you to visit our website at www.socialsecurity.gov on the Internet
to find general information about Social Security. If you have any specific
questions you may call us toll-free at 1-800-772-1213, or call your local Social
Security office at 866-964-7432. We can answer most questions over the
phone If you are deaf or hard of hearing, you may call our TTY number,
1-800-325-0778. You can also write or visit any Social Security ofuce. ihe
office that serves your area is located at:
SOCIAL SECURITY
3438 E SOUTHCROSS
SAN ANTONIO TX 78223
See Next Page
Social Security
Official Social Security Website
Ticket Overview
Ticket to Work Program Overview
What is the Ticket Program?
Eligibility
Social Security's Ticket to Work Program is a free and voluntary program available to people
ages 18 through 64 who are blind or have a disability and who receive Social Security
Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits.
Goals
The goals of the Ticket to Work Program are to:
• Offer beneficiaries with disabilities expanded choices when seeking service and supports
to enter, re-enter, and/or maintain employment;
• Increase the financial independence and self-sufficiency of beneficiaries with disabilities;
and
• Reduce and, whenever possible, eliminate reliance on disability benefits.
The beneficiary does not need a paper Ticket to participate. Under this program, eligible
beneficiaries with disabilities who are receiving monthly cash benefit payments are entitled to
participate by signing up with an approved service provider of their choice. This can be an
Employment Network (EN) or a State Vocational Rehabilitation (VR) agency. The EN/State VR
agency, if they accept the Ticket assignment, will coordinate and provide appropriate services
to help the beneficiary find and maintain employment. These services may be training, career
counseling, vocational rehabilitation, job placement, and ongoing support services necessary
to achieve a work goal.
What are the Advantages of the Ticket to Work Program?
While participating in the Ticket to Work Program, beneficiaries can get the help they need to
safely explore their work options without immediately losing their benefits and find the job
that is right for them. Beneficiaries also can use a combination of work incentives to maximize
their income until they begin to learn enough to support themselves. Therefore, the individual
can:
• Go to work without automatically losing disability benefits;
• Return to benefits if he or she has to stop working;
• Continue to receive healthcare benefits; and
• Be protected from receiving a medical continuing disability review while using the Ticket
and making the expected progress with work or educational goals.
For a complete guide to the work incentives, go to: http://www.ssa.gov/redbook/
Who Can Help the Beneficiary Better Understand the Ticket to Work Program?
Employment Networks
An Employment Network (EN) is a private organization or public agency (including a State VR
agency) which entered into an agreement to provide employment services, vocational
rehabilitation services, and other types of support to beneficiaries with disabilities under the
Ticket to Work Program.
Beneficiaries can contact any EN to see if the service and supports the EN offers are right for
them. The beneficiary and EN must agree to work together and develop a plan that describes
the beneficiary's employment goal and outlines the services and support the EN will provide
to help the beneficiary reach the goal. Beneficiaries are free to talk with as many ENs as they
wish before choosing to assign his or her Ticket. If a beneficiary assigns their Ticket to an EN
and later changes his or her mind about working with that EN, the beneficiary can un-assign
the Ticket and take it to another EN. When a beneficiary chooses to receive services from a
EN, Social Security considers that the beneficiary is using the Ticket and therefore, is
protected from medical disability review.
Use the Find Help to locate an EN in your area.
Vocational Rehabilitation Agencies
A State Vocational Rehabilitation (VR) agency can help beneficiaries who want to return to
work or to work for the first time, but who need more significant services to make work
possible. VR can help beneficiaries get ready to work, and, when VR services have ended, the
VR agency may be able to help the beneficiary find an EN who can help them keep the job
. and make more money. When a beneficiary chooses to receive services from a VR agency,
Social Security considers that the beneficiary is using the Ticket and therefore, is protected
from medical disability review.
Use the Find Help to locate a State VR in your area.
Work Incentive Seminar Events
Social Security conducts national Work Incentive Seminar Events (WISE) Webinars online
each month for beneficiaries with disabilities and their families to learn more about the Ticket
to Work Program and available work incentives through accessible, informal, learning
opportunities. The goals of a WISE are to encourage SSDI and SSI beneficiaries to
explore their work options and join the workforce.
Register for a WISE to learn more about the Ticket to Work Program and Work Incentives.
i
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Cause Number - ci-
Petitioner Plaintiff Maryann Castro ' Court Number
Respondent Defendant
Affidavit of Indigency
My name is Maryann Castro My Phone number is 830-496-0133
My Mailing Address is 1501 Olive st Jourdanton Texas
My Email Address is PACATTITUDE06OA0L.COM ^
Pacattitude2014@email.com
I am above the age of (18) years, and I am fully competent to make this affidavit. I am unable to pay
court costs. The nature of my income, resources, debts, and expenses are described in this form.
I receive these public benefits/government entitlements that are based on indigency.
SSI DISABILITY
My Monthly income is 788.00 see copy
Monthly expenses s ^ S
Electric $230.00 7, %* "
Food $150.00 - rV\, *°
-1C V9
water $100.00
Phone$100.00 ""' *"
Medicine$100.00
Leaving me with $48.00
My debts include student loans which are on deferment
I am unable to pay court costs. I verify that the statements made in this affidavit are true and correct.
Maryann Castro Date
10/09/2014
MANUEL G CASTRO JR
1501 OLIVE ST
JOURDANTON, TX 78026-2220
notice ofpefaul;
Dear MANUEL G CASTRO JR: *e Service, of th.
$66,367.76
Next Payment Due Date
Total Monthly Payments Due:
(35 @ $1,732.72)
$3,395.00
Late Charges
($0.001
Other Fees:
Unapplied Balance: mmT. $73,967.02
TOTAL YOU MUST PAY TO CURE DEFAULT.
f
TX NOI
IN THE DISTRICT COURT
^JUDICIAL DISTRICT
BEXAR COUNTY, TEXAS
AGREEMENT FOR Jpij Dl
On the 3° .dayof.
came on to be heard the above styled
ana numbered, cause of action.
parties reached an agreement on the terms and conditions set forth below.
By the signatures below the parties acknowledge that this agreement expresses the entire
understanding and accord offteparties in consent^ the Cou^may, witho.tfe&ernotice, enter
binding orders in accordance with this agreement:
Page I of2
Parties/Ationjeys Initials
a/
doc leerft&f
Olive. Stea
APEROVED AS TO FORM: •C.S
Page 2 of2
i
or
Homes Mortgages Agents Local News
j City, Zip, Neighborhood, Address
San Antonio Metro Area > 78026 > 1501 Olive Street, Jourdanton, TX 78026
1501 Olive Street Jourdanton, TX 78026
$292,560
$216,240
LOW
$254,400 HIGH
Value Estimate $254,400 ? Beds
Payment Estimate $959/mo ? Baths Full
Rent Estimate $1,700 ? Baths Half
Tax Estimate $3,281 ? SqFt 2,404
^ HomeScore 40 ? Lot Size 9.00
^ InvestorScore 34 ? Construction
Last Sale Date 08/25/2000 Style
Year 3uilt 2005
Lest Sale Price
Mortgage Rates Get Pre-Approved Edit Home Facts Share Home
1501 Olive Street is located in Jourdanton, TX. At this time, the property has an estimated value of $254,400 and
yearly taxes of $3,281. This home has approximately 2,404 sqft of living space. The property was built in 2005. Similar
homes nearby sell for around $250,000.
ative Market
Property At:
Prepared For.
Manuel Castro
1501 Olive
Jourdanton,TX 78026
Prepared By:
Archie Marmolejo
AH Season Reaty
OffSce Phone: (830) 281-5263
Direct Une: (210) 347-7330
Personal Fax Numben (210) 569-6211
Email: marmolerJoarchle@Bol.com
HS^^
Prepared By: Archie Marmolejo All Season Realty
10/29/2013 9:59 PM
connectMLS - Connecting Your Real Estate Community fage l 01 zu
• cpnnec
Property At: 1501 Olive Street
Prepared For:
Maryann Castro
1501 Olive Street
Jourdanton, TX 78026
Prepared By:
Karen Potts
Dowdv Real Estate, LLC
Office Phone: (830) 569-6883
Direct Une: (830) 569-6883
Personal Fax Number:
Email: lcaren@dowdyrealestate.com
BUCKLEY 9 MADOLE
Buckley Madole, P.C.
14841 Dallas Parkway, Suite 425
Dallas, TX 75254
Main: (972)643-6600
Fax: (972)643-6699
LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US
A DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT
TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS
LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO
COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF
THE DEBT FROM YOU PERSONALLY.
December 2.2014
MARY CASTRO
1501 OLIVE STREET
JOURDANTON, TX 78026
Re: Loan No.: 44675
Property: 1501 OLIVE STREET, JOURDANTON, TX 78026
FAIR DEBT COLLECTION PRACTICES ACT NOTIFICATION
We represent BSI Financial Services, Inc., whose address is 7505 Irvine Center Drive, Irvine, CA 92618 which, if it is
not the Current Mortgagee, is acting as the Mortgage Servicer and representing the Current Mortgagee pursuant to a
Mortgage Servicing Agreement concerning the Note and Deed of Trust which are associated with the above referenced
loan number.
Our firm has been requested to pursue foreclosure processing in accordance with the terms of the Note and Deed of Trust
and applicable law.
1. According to the information provided to us by our client, the total amount required to cure the default under the note
and deed of trust through December 15, 2014 is $79,019.30 and the total amount required to payoff the debt through
November 30,2014 is $275,251.54.
2. Because of payment installments that accrue monthly and other charges mat may vary from day to day, the total
amount required to cure the default may be greater on the day that you choose to pay. Likewise, because of interest
and/or other charges mat may vary from day to day, the total amount required to payoff the debt may be greater on the
day that you choose to pay. Hence, should you choose to pay either of the amounts shown above, an adjustment may
be necessary after your check is received in which event we will notify you before the check is deposited for
collection. For further information, write our firm at Buckley Madole, P.C, Attn: Foreclosure Department, 14841
Dallas Parkway, Suite 425, Dallas, TX 75254 or call us at (972) 643-6600 .
3. You have thirty days after you receive this letter to dispute the validity of the debt or any part of it. If you do not
dispute it within that period, our firm will presume that it is valid.
4. If you notify our finn in writing within the thirty-day period that the debt, or any portion thereof, is disputed, our firm
will obtain verification of the debt or a copy of a judgment against you and a copy of such verification or judgment
will be mailed to you by our firm.
If you require further information, please let us hear from you.
Very truly yours,
Buckley Madole, P.C.
BUCKLEY Hi MADOLE
Buckley Madole, P.C.
14841 Dallas Parkway, Suite 425
Dallas, TX 75254
Main: (972)643-6600
Fax: (972) 643-6699
LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES
US A DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN
ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED VWLL BE USED FOR THAT
PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN
BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED
AS I AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER
ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY.
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse
Is serving on active military duty, including active military duty as a member of the Texas National Guard or
the National Guard of another state or as a member of a reserve component of the armed forces of the United
States, please send written notice of the active duty military service to the sender of this notice immediately.
Via certified mail return receipt requested and first class mail
MARY ANN CASTRO
1501 OLIVE STREET
JOURDANTON, TX 78026
December 15,2014
Re:
Last Four Digits of the Loan No: 4675
Property: 1501 OLIVE STREET, JOURDANTON, TX 78026
We represent BSI Financial Services, Inc., whose address is 7505 Irvine Center Drive, Irvine, CA 92618
which, if it is not the Current Mortgagee, is acting as the Mortgage Servicer and representing the Current Mortgagee
pursuant to a Mortgage Servicing Agreement concerning the Note and Deed of Trust which are associated with the
above referenced loan number.
Our firm has been requested to pursue non-judicial foreclosure processing in accordance with the terms of the
Note and Deed of Trust and applicable law. Consistent therewith, the following notices are provided to you:
1. The maturity date of the Note has been accelerated, all sums secured by the Deed of Trust have been declared
to be immediately due and payable and an enforcement of the Power of Sale Clause in the Deed of Trust which
provides for the sale of the above-referenced property at a public foreclosure sale in the time and manner
permitted by law has been requested.
2 Pursuant to that request, the property has been scheduled for foreclosure sale on Tuesday, 6th day of January,
2015 between the hours of 10:00A.M. and 4:00PM. At AT THE WEST PORCH TO THE ATASCOSA
COUNTY COURTHOUSE of Atascosa County Texas. If the preceding area is no longer the designated area,
the place of sale will be at the area most recently designated by the Atascosa County Commissioner's Court.
This sale shall commence at 12:00PM or within three hours thereafter. The property will be sold to the highest
bidder for cash.
Attached for your further review is a copy of the Notice of Acceleration and Notice of Trustee's Sale which
has been or will be filed with the Atascosa County Clerk and posted at the courthouse door or other location
designated by the County Commissioners.
Very truly yours,
Buckley Madole, P.C.