This appeal focuses on sovereign immunity as prescribed by § 537.600 and 537.610, RSMo 1978. The issue is whether sovereign immunity is waived by maintaining liability insurance. The trial court sustained defendant-respondent’s motion to dismiss for failure to state a cause of action. The Missouri Court of Appeals, Eastern District, affirmed the trial court’s action. This Court granted transfer, now considering plaintiff’s appeal as originally taken here. Mo.Const. art. V, § 10. We affirm.
The facts as taken from the Eastern District’s opinion written by Judge Crist are plain enough:
Appellants (plaintiffs) filed suit against respondent (defendant school) for damages allegedly resulting from injuries sustained by school bus riding students, Arlene Renee Bartley and Wendy Owens, as a result of negligence of the school in permitting another student of dangerous propensities to ride the school bus and cause harm to Bart-ley and Owens. Plaintiffs further alleged defendant school maintained liability insurance against all claims charged in their petition and thereby waived sovereign immunity pursuant to § 537.610, RSMo 1978.
The question posed is: did the defendant school waive its sovereign immunity by reason of maintaining liability insurance on the claims alleged? The trial court thought not; and neither do we.
In Jones v. State Highway Commission, 557 S.W.2d 225 (Mo. banc 1977), this Court abrogated the doctrine of sovereign immunity prospectively as to all claims arising on or after August 15, 1978. The legislature then disenacted the effect of Jones by the passage of §§ 537.600 and 537.610, reestablishing with some modification the doctrine of sovereign immunity. The negligence alleged in this case occurred after August 15, 1978 and after the enactment of §§ 537.600 *866and 537.610. Thus, those statutes become the cynosure of this appeal.
Section 537.600 provides:
Such sovereign or governmental tort immunity as existed at common law in this state prior to September 12, 1977, except to the extent waived, abrogated or modified by statutes in effect prior to that date, shall remain in full force and effect; except that, the immunity of the public entity from liability and suit for compensatory damages for negligent acts or omissions is hereby expressly waived in the following instances:
(1) Injuries directly resulting from the negligent acts or omissions by public employees arising out of the operation of motor vehicles within the course of their employment;
(2) Injuries caused by the condition of a public entity’s property if the plaintiff establishes that the property was in dangerous condition at the time of the injury, that the injury directly resulted from the dangerous condition, that the dangerous condition created a reasonably foreseeable risk of harm of the kind of injury which was incurred, and that either a negligent or wrongful act or omission of an employee of the public entity within the course of his employment created the dangerous condition or a public entity had actual or constructive notice of the dangerous condition in sufficient time prior to the injury to have taken measures to protect against the dangerous condition.
The pertinent parts of § 537.610 provide:
1. The commissioner of administration, through the purchasing division, and the governing body of each political subdivision of this state, notwithstanding any other provision of law, may purchase liability insurance for tort claims made against the state or the political subdivision, but the maximum amount of such coverage shall not exceed eight hundred thousand dollars for all claims arising out of a single occurrence and shall not exceed one hundred thousand dollars for any one person in a single accident or occurrence, except for those claims governed by the provisions of the Missouri workmen’s compensation law, chapter 287, RSMo, and no amount in excess of the above limits shall be awarded or settled upon. Sovereign immunity for the state of Missouri and its political subdivisions is waived only to the maximum amount of and only for the purposes covered by such policy of insurance purchased pursuant to the provisions of this section and in such amount and for such purposes provided in any self-insurance plan duly adopted by the governing body of any political subdivision of the state.
2. The liability of the state and its public entities on claims within the scope of sections 537.600 to 537.650 shall not exceed eight hundred thousand dollars for all claims arising out of a single accident or occurrence and shall not exceed one hundred thousand dollars for any one person in a single accident or occurrence, except for those claims governed by the provisions of the Missouri workmen’s compensation law, chapter 287, RSMo.
Under § 537.600, the Missouri legislature provided that sovereign tort immunity as it existed prior to the date of the Jones decision was to remain in effect, except as modified by statute, and except for two specific areas of tort liability: 1) injuries arising out of the negligent operation of a motor vehicle by a public employee within the course of his employment, and 2) injuries caused by the dangerous condition of a public entity’s property.1
The specific extent of the waiver of sovereign immunity by §§ 537.600-.610 has not *867been decided by this Court, although in Winston v. Reorganized School District R-2, 636 S.W.2d 324 (Mo. banc 1982), it was determined that limiting the waiver to the expressly named exceptions of § 537.600 was not unconstitutional.2
There are three variables appertaining in the statutes under consideration: 1) the two named exceptions to sovereign immunity in § 537.600 — vehicle accidents and condition of property; 2) whether the governmental entity was functioning in a governmental or proprietary capacity; 3) whether the governmental entity procured insurance.
Plaintiffs argue that sovereign immunity has been waived, or abrogated, in the two named instances without regard to insurance and in all other torts when the entity has insurance without regard to the governmental/proprietary function distinction. Defendant asserts sovereign immunity is waived only in the two named instances of § 537.600 without regard to the govem-mental/proprietary functions distinction but only when the entity has acquired insurance.
A threshold issue is the effect of Jones and the subsequent enactment of §§ 537.-600-.650, RSMo 1978 upon the construction of statutes pertaining to sovereign immunity. Denouement of the issue presented comes from following the guideposts of statutory construction.
It is, of course, aphoristic that words used in statutes are to be considered in their plain and ordinary meaning in order to ascertain the intent of the lawmakers. Beiser v. Parkway School District, 589 S.W.2d 277, 280 (Mo. banc 1979). And the legislative intent and the meaning of words used in a statute can in many instances be found in the general purposes of a legislative enactment. Bank of Crestwood v. Gravois Bank, 616 S.W.2d 505, 510 (Mo. banc 1981). The provisions of a single legislative act must be construed and considered together and, if possible, all provisions must be harmonized and every clause given some meaning. Harrison v. MFA Mutual Insurance Co., 607 S.W.2d 137, 144 (Mo. banc 1980). Further, it is presumed that the legislature does not enact meaningless provisions. City of Willow Springs v. Missouri State Librarian, 596 S.W.2d 441, 446 (Mo. banc 1980).
If the legislature enacts two laws on the same subject that are irreconcilable, the latter has the effect of repealing the former. Bullington v. State, 459 S.W.2d 334, 339 (Mo.1970). But for repeal of a statute by implication, the statutes must be so inimical to each other that both cannot stand and the legislature, in fact, intended repeal although it did not do so. Kansas City Terminal Railway Co. v. Industrial Commission, 396 S.W.2d 678, 683 (Mo.1965). And where two acts are seemingly incompatible, they must, if feasible, be so construed that the later act will not operate as a repealer by implication, since if they are not irreconcilably inconsistent, both must stand. State v. Kraus, 530 S.W.2d 684, 685 (Mo. banc 1975). Statutes must be read in pari materia, and if possible effect must be given to each clause and provision; where one statute deals with a subject in general terms and another in specific terms, the two should be harmonized when reasonable; but to the extent of any discord between them, the definite statute prevails. State ex rel. Fort Zumwalt School District v. Dickherber, 576 S.W.2d 532, 536-37 (Mo. banc 1979). It is also basic that this Court is not to make new laws, particularly when the legislature has spoken on the subject within constitutional framework. What follows, then, will track the foregoing indited rubrics of statutory construction and accomodate the history of the statutes involved.
An initial question, however, is whether after stillborn abrogation of the doctrine of *868sovereign immunity in Jones and its subsequent statutory revival, sovereign immunity is the rule or the exception, and whether waivers of the doctrine are to be construed liberally or strictly. Those in support of plaintiffs’ theory contend that sovereign immunity is now the exception and that statutory exceptions to immunity must be liberally construed. But that is not the rule. More appropriately, the guiding principle is found in Johnson v. Carthell, 631 S.W.2d 923, 926 (Mo.App.1982), which holds, in applying § 537.600(1), (2), that exceptions to sovereign immunity are few and narrow.
Section 537.600 states that the doctrine of sovereign immunity as it existed at common law in Missouri prior to September 12, 1977, except as modified, abrogated or waived by statute remains in full force and effect. Prior to that date, sovereign immunity was the rule, not the exception, and it must be inferred from the words and the structure of this statutory pronouncement that the legislature intended to reenact sovereign immunity as the rule: for the proposition begins and ends with the independent clause stating that sovereign immunity is in full force and effect. The conclusion reached is that the legislative intent was not to carve out legislative exceptions to what under Jones became a judicial abrogation of sovereign immunity, but was, rather, to overrule Jones and to carve out limited exceptions to a general rule of immunity.3 Hence, we are bound to hold that statutory provisions that waive sovereign immunity must be strictly construed. Beiser v. Parkway School District, 589 S.W.2d 277, 280 (Mo. banc 1979). This leads to the conclusion that plaintiffs have not stated a cause of action.
It is clear that prior to Jones, plaintiffs would have had no cause of action. It is equally evident that after the enactment of §§ 537.600 and .610 they are still destitute of any cause of action under these facts, for, after all, the General Assembly’s enactment only waived sovereign immunity as provided in subsections (1) and (2) of § 537.600 and then only to the extent the public entity has purchased liability insurance for such purposes.
Beiser v. Parkway School District, 589 S.W.2d at 281, and other school district decisions lend support to this result. Beiser holds that a school district is not a municipality for purposes of § 71.185 and that the acquisition of liability insurance does not invoke a waiver of liability under that statute. State ex rel. Allen v. Barker, 581 S.W.2d 818, 825 (Mo. banc 1979), holds that a school district’s immunity from suit is the general rule, and non-immunity is the exception. Johnson v. Carthell, 631 S.W.2d at 926, involves a post-Jones occurrence, and applying §§ 537.600 — .650, holds that school district transportation is a governmental rather than a proprietary function. Finally, Lehmen v. Wansing, 624 S.W.2d 1, 2 (Mo. banc 1981), emphasizes that the acquisition of insurance by a school district does not waive its sovereign immunity in a case arising before the new statute.
Therefore, under pre-Jones law, plaintiffs could not recover under the proprietary function exception nor under the insurance coverage exception to immunity in governmental functions. Any remedy which plaintiffs have under the facts of this case must be found within one of the exceptions to sovereign immunity created by § 537.-600, et seq., and none exists.
In order to recover under a statutory exception, plaintiffs must do so under a construction that is not inconsistent with two propositions: first, that the express waivers of § 537.600 depend upon the acquisition of insurance; second, that the statute preserves the governmental/proprietary distinction.4 The first proposition *869is mandated by the general precept established above that sovereign immunity is the rule and waiver is the exception. It is also the apparent intent of the legislature as evidenced by the manner in which the General Assembly has treated waivers of immunity in the past, and urged on us by the effect of a contrary proposition upon other statutes. Prior to Jones, immunity was waived in governmental functions only when the entity had acquired insurance. But it is also to be observed that the General Assembly did not always permit waiver where it permitted insurance. Sec. 105.850, RSMo 1969; § 226.092, RSMo Supp.1971; § 34.275, RSMo Supp.1973. Insurance was, therefore, a necessary but not always a sufficient condition of waiver. The concern of the General Assembly for adequate financial planning evidenced by this policy of restrictive waiver was accommodated by this Court in Jones by a prospective nullification of sovereign immunity as to claims arising on or after August 15, 1978. Jones v. State Highway Commission, 557 S.W.2d at 231. And of the new statutory scheme this Court stated that “[i]t is readily apparent that the legislature intended to balance the need for protection of government funds against a desire to allow redress for claimants injured in limited classes of accidents.” Winston v. Reorganized School District R-2, 636 S.W.2d at 328. Finally, a finding that the two exceptions to immunity in § 537.600 exist regardless of insurance would repeal § 71.185 by implication — a disfavored result. State v. Kraus, 530 S.W.2d at 686.
Plaintiffs cannot meet the above requirements. First, if the General Assembly intended to waive sovereign immunity for governmental functions in all torts where insurance was acquired, it need only have provided that language. But in that situation, paragraphs (1) and (2) of § 537.600 would be needless rhetoric which should not be attributed to the legislature. Second, adoption of plaintiffs’ theory would cancel the proprietary/governmental function distinction, because acquisition of insurance for claims arising out of proprietary functions would cause liability for claims arising out of governmental functions. This latter consequence certainly has not been contemplated by the General Assembly.
Plaintiffs are not handicapped by the absence of able assistance in the presentation of their position. Those on their behalf contend that the language of § 537.600 grants two waivers to sovereign immunity regardless of insurance and a third waiver when insurance is acquired.
First, they argue that the circuit court and Eastern District ignore the phrase in § 537.610(1) which provides: “notwithstanding any other provision of law.” Their argument is that this phrase is a contrapositive conjunction and is meaningful only if § 537.610 is construed to grant a third waiver of immunity. But the answer to this thesis is that relative and qualifying words, phrases or clauses are to be applied to words or phrases in immediate context under the “last antecedent doctrine” and are not to be construed as extending to or including others more remote. Elliot v. James Patrick Hauling, Inc., 490 S.W.2d 284, 287 (Mo.App.1973). The phrase in this instance functions as an adverb modifying “purchase,” and the entire meaning is that such purchase is authorized and is not an ultra vires or illegal act.
Second, plaintiffs argue redundancy between §§ 537.610(1) and 537.610(2). But the plain fact is that regardless of what construction is placed on § 537.610(2), it remains circumlocutory in relation to § 537.610(1), and that plaintiffs’ construction is no remedy for that flaw but merely exacerbates it.
Third, plaintiffs assert that the circuit court’s construction renders superfluous the phrase “tort claims” in § 537.610, which may be given full meaning only if construed contrary to the “negligent acts or omissions” referred to in § 537.600. “Tort claims” is not rendered needless, however, by construing it merely to refer to the antecedents in § 537.600. On the contrary, such a construction expressly links the sections. A word or phrase is not excessive or meaningless by construing it as a statutory structural support; and not every statutory word or phrase must express substantive *870permission or prohibition in order to be meaningful.
Plaintiffs also urge that if the legislature had intended § 537.610 as a condition precedent to the waivers of § 537.600, it would have expressly stated so. But such a construction should not be made on a mere negative or hiatus in the language. Other bases for rejecting this argument are that the legislature displayed its knowledge of express waiver in the exceptions of § 537.-600 and that no such waiver appears in that section with reference to “tort claims.” Furthermore, plaintiffs’ contention would mandate the inference of repeal of § 71.185 —municipal tort liability, insurance — and such a disfavored inference is not necessary to a construction of §§ 537.600-.650 that gives reasonable meaning to all its parts.
The trial court’s decision does not result in the discords in §§ 537.600 and .610 as suggested by plaintiffs. Rather, the strict construction of §§ 537.600 — .610 harmonizes the two sections. Thus, sovereign immunity is only waived in the two areas provided by § 537.600, and then only to the extent that the public entity acquires insurance for such purpose. Arguably, any coverage purpose beyond the two areas would not constitute a waiver of sovereign immunity by the public entity. See Lehmen v. Wansing, 624 S.W.2d at 2; Spearman v. University City Public School District, 617 S.W.2d 68, 69 (Mo. banc 1981) (availability and purchase of liability insurance do not enervate sovereign immunity defense).
In sum: the law is consistent that prior to Jones, school district transportation services of the type provided in this case were governmental functions under the aegis of the sovereign immunity doctrine. By enacting §§ 537.600 — .650 the Missouri legislature intended to reestablish the doctrine as it existed prior to Jones with any exceptions to its status being provided in those sections enacted. Under intrinsic principles of statutory construction, any treatment given by this court to the doctrine established by the legislature requires strict and narrow legal exegesis. In following these basic guidelines, we find that the only exceptions to the doctrine as it existed prior to Jones are those contained in § 537.600(1) and (2) — operation of motor vehicles and condition of property — as modified by § 537.610, when insurance has been acquired. The exceptions of §§ 537.600 — .610 do not pertain to the circumstances of this case; hence, plaintiffs have no cause of action.
Judgment affirmed.
WELLIYER, HIGGINS and DONNELLY, JJ., concur. WASSERSTROM, Special Judge, dissents in separate opinion filed. RENDLEN, C.J., and SEILER, Senior Judge, dissent and concur in separate dissenting opinion of WASSERSTROM, Special Judge. BILLINGS, J., not sitting. BLACKMAR, J., not participating because not a member of the Court when cause was submitted.. Prior to Jones, entities of the state were not liable in tort when functioning in a governmental, or sovereign, capacity unless express statutory consent existed. Of course, entities of the state could be sued without consent when functioning in a proprietary, or non-sovereign, capacity. Fowler v. Board of Regents, 637 S.W.2d 352, 353 (Mo.App.1982); Section 71.-185, RSMo 1969, gave express statutory consent to municipalities to purchase insurance and to be sued to the policy limits for torts committed in governmental capacity functions. Section 226.092, RSMo 1978 and § 34.275, RSMo 1978 permit acquisition of insurance for state owned vehicles but leave the doctrine of sovereign immunity unabated.
. Prior to the decision of the Eastern District in this case, several decisions of the district courts of appeal have implied in dicta that § 537.600 is exclusive. State ex rel. Eli Lilli & Co. v. Gaertner, 619 S.W.2d 761, 763 (Mo.App.1981) (n. 4); Conner v. Crawford County, 588 S.W.2d 532, 533 (Mo.App.1979) (n. 1); Bailey v. City of St. Louis, 578 S.W.2d 279, 282 (Mo.App.1979) (n. 2); Strong v. Curators of the University of Missouri, 575 S.W.2d 812, 813 (Mo.App.1979) (n. 3).
. See Strong v. Curators of the University of Missouri, 575 S.W.2d at 813 (n. 3), stating “Sections 537.600-537.650, 1978 Mo. Legis. Serv., effective August 13, 1978, provide for conditions of sovereign immunity and substantially modify the effect of Jones v. State Highway Commission, supra, particularly to the State and its political subdivisions having insurance.”
. See Johnson v. Carthell, 631 S.W.2d at 926, which impliedly finds the statutory distinction in holding that a school district’s transportation program is a governmental function.