dissenting.
(Filed June 22, 2006)
I would have affirmed the circuit court’s summary judgment order in favor of Continental Casualty Company because I do not believe that the Legislature intended for county boards of education to pay damages arising from the sex crimes of teachers.
The enabling statute under which the school board below was authorized to purchase liability insurance, W.Va.Code § 29-12-5a(b) (2005), states that insurance provided by the Board of Risk and Insurance Management shall cover claims “if, at the time of the alleged injury, the teacher ... was acting in the discharge of his or her duties, within the scope of his or her office[.]” Also, the Governmental Tort Claims and Insurance Reform Act, W.Va.Code §§ 29-12A-1, et seq., makes it abundantly clear that school boards are liable only for acts of their employees performed in the scope of their employment, and not for acts that are malicious, in bad faith, or otherwise outside the scope of employment. Sexual assault is not a negligent act, and it is not within the scope of a teacher’s employment.
The majority, however, reads W.Va.Code § 29-12A-9(a) to indicate that when a policy of insurance provides coverage for a political subdivision, the terms of such insurance contract determine the rights and responsibilities of the insurer and its insureds. I believe that this interpretation of W.Va.Code § 29-12A-9(a) is wrong. Significantly, it conflicts with W.Va.Code § 29-12A-16(d) (2003) which provides that “[t]he purchase of liability insurance ... by a political subdivision does not constitute a waiver of any immunity it may have pursuant to [the Tort Claims Act] or any defense of the political subdivision or its employees.” Further, I do not believe that we should read W.Va.Code § 29-12A-9(a) in a manner that effectively voids all other provisions of the Tort Claims Act because to do so violates this Court’s rules of construction.
Accordingly, for the reasons stated above, I dissent.